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625 Thunder Gulch Dr, Arroyo Grande, CA, 93420

4beds
4baths
0sqft
$2,599,990
--price/sqft
$16,239/moest. monthly cost
$649,560/yrincome needed

About This Home

This private gated legacy estate defines California Dreaming, offering exceptional privacy, sophistication, and resort-style living at the end of a quiet cul-de-sac in Arroyo Grande. Thoughtfully positioned and buffered from neighboring homes, the property delivers a serene coastal ambiance with soaring ceilings and high-volume interiors. The nearly 3,000 sq ft main residence features four spacious bedrooms and four beautifully updated baths. The open-concept layout showcases a chef's kitchen with breakfast nook flowing seamlessly into expansive living and formal dining areas, ideal for both everyday living and entertaining. The primary suite is a true retreat with a spa-inspired bath, oversized walk-in shower, soaking tub, and dual walk-in closets. The backyard is a showstopping five-star resort setting, featuring a pool & spa with sheer descent, automatic cover, and a 60-foot custom waterfall. Additionally, there is a 2,000SF ADU, 2 shops & Solar.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
6/10
Paulding Middle SchoolGrades 7-85.3 mi
8/10
Nipomo High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 091174034
  • Zoning: RS
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 2.50 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 4
  • Parking features: 4 + Car Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,146$157,752
Home Insurance *$386$4,632
Property Taxes $2,309$27,708
Electricity $398$4,786
Total$16,239$194,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$556,765/yr
40% on housing$487,170/yr
45% on housing$433,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 93420$556
San Luis Obispo County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 93420$549
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$2,890,990
2026-03-17Contingent$2,890,990
2026-03-17Price change$2,890,000
2026-03-06Price change$2,890,990
2026-02-09Listed for sale$2,990,000
2022-06-27Sold$1,800,000
2022-06-21Pending sale$1,799,999
2022-05-28Contingent$1,799,999
2022-05-23Listed for sale$1,799,999
2018-09-18Sold$1,100,000
2010-11-10Listing removed$995,000
2010-05-09Listed for sale$995,000
2008-09-15Listing removed$1,495,000
2008-08-31Listed for sale$1,495,000
2008-02-29Sold$1,175,000
2004-06-04Sold$753,000

For Sale by Agent

AgentMark J. Windes
BrokerageThe Landmark Agency

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