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2027 Evening St, Stockton, CA, 95209

4beds
3baths
2,355sqft
$595,000
$253price/sqft
$4,323/moest. monthly cost
$172,920/yrincome needed

About This Home

Welcome to this beautiful home located in the desirable Waterford Estates community in North Stockton! Built in 2005, this spacious residence offers 4 bedrooms and 3 bathrooms with approximately 2,355 sq. ft. of comfortable living space. The open-concept floor plan features a bright kitchen overlooking the family room, creating the perfect setting for everyday living and entertaining. Large dual-pane windows fill the home with abundant natural light. The property is equipped with solar panels, offering potential energy savings and added value. Step outside to a generously sized backyard with plenty of room for outdoor gatherings, gardening, or future customization. Conveniently located near Eight Mile Road, Trinity Parkway, shopping, restaurants, parks, schools, and with easy freeway access. Situated in a newer, well-established community, this move-in ready home is an excellent opportunity you wont want to miss!

Getting Around

18
WalkingCar-Dependent
19
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

6/10
5/10
Bear Creek High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile, Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,355
  • Total interior livable area: 2,355 sqft

Property

Details

  • Parcel number: 070520510000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$176$2,112
Property Taxes $635$7,620
Electricity $504$6,059
Total$4,323$51,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,217/yr
40% on housing$129,690/yr
45% on housing$115,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$247
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$595,000
2022-03-09Sold$595,000
2022-02-17Pending sale$568,888
2022-02-10Listed for sale$568,888
2005-09-28Sold$449,000

For Sale by Agent

AgentWei Xiong
BrokerageLandmark Real Estate & Financial

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