1322 Cottage Grove Ct, Tracy, CA, 95377
About This Home
Step into this beautifully customized home where quality and comfort come together effortlessly. Rich hardwood and elegant tile flooring flow through the living spaces, while each bedroom enjoys its own private en-suite bath — perfect for multigenerational living, guests, or simply everyday convenience. Solar with 21 panel owned. The backyard has been transformed with custom stonework, creating a serene, low-maintenance retreat ideal for relaxing or entertaining. The upgraded front walkway elevates the home’s curb appeal, and a comprehensive alarm and camera system ensures peace of mind. One bed & one full bath in the first floor Set within a secure gated community, this property offers the perfect balance of luxury, privacy, and modern living.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 2005
Materials
- Roof: Composition
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave
- Laundry features: Hookups Only
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Counter - Solid Surface
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Family Room,Metal
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Solar
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,910
- Total interior livable area: 2,910 sqft
Kitchen
- Features: 220 Volt Outlet,Counter - Solid Surface,Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Microwave
Property
Details
- Parcel number: 24050039
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Membership (Optional),Community
- Exterior features: Storage
- Fencing: Fenced
Lot
- Lot size: 6,098 sqft
- Features: Court,Back Yard,Front Yard
Parking
- Total spaces: 3
- Parking features: Attached,Private,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $1,026 | $12,312 |
| Electricity | $624 | $7,488 |
| Total | $6,378 | $76,536 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $988,000 |
| 2026-04-09 | Listed for sale | $1,039,000 |
| 2026-03-09 | Listing removed | $1,069,888 |
| 2026-01-28 | Listed for sale | $1,069,888 |
| 2010-03-03 | Sold | $405,000 |
| 2010-01-13 | Sold | $307,000 |
| 2009-12-18 | Listed for sale | $399,995 |
| 2005-10-31 | Sold | $750,000 |
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