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2200 Lotus Way, Tracy, CA, 95376

6beds
6baths
4,243sqft
$1,280,000
$302price/sqft
$8,950/moest. monthly cost
$358,000/yrincome needed

About This Home

Nestled in Tracy's desirable Eastgate neighborhood, this contemporary Mediterranean-style estate offers an East-facing lushly landscaped backyard and sits on a 9,525 sq ft lot. Brand new landscaping in the front and natural flatstone in the front yard. Low maintenance brand new artificial turf and automatic sprinklers in front and back yard. Thoughtfully designed for multi-generational living, the 6-bedroom, 6-bathroom home features two ground-floor, no-step bedrooms, each with a full spa-like ensuite bathroom for effortless single-level living. A long driveway offers parking for up to 4 cars or an RV, and the flexible floor plan allows for conversion into two separate living spaces or the addition of an ADU. What sets this home apart is its duplicated living areas throughout: two 10 foot tall living rooms each with a fireplace, two private offices, two ground floor bedrooms, two ground floor full bathrooms, two formal dining rooms, two built-in ovens, two AC compressors, two bathtubs, two shower heads in the master bath, a two-car garage, and two additional driveway parking spaces. A striking infinity circular office/flex room adds a versatile touch, ideal as a home office, studio, or meditation space. With abundant square footage and dual living configurations throughout, this estate is a rare find for multi-generational families or extended households seeking space, privacy, and flexibility. If you are looking for a house with 2 of everything you have to come see this house this weekend.

Getting Around

14
WalkingCar-Dependent
14
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

3/10
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Mediterranean
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Range,Range,Washer,Gas Water Heater,Water Softener,Dryer
  • Laundry features: Laundry Room,Sink,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Formal Dining Room,Music Room,Updated Kitchen
  • Door features: Mirrored Closet Door(s)
  • Window features: Double Pane Windows,Screens,Window Coverings
  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Electric,Family Room,Gas,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,243
  • Total interior livable area: 4,243 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Double Oven,Disposal,Gas Range/Cooktop,Kitchen Island,Range/Oven Built-in,Updated Kitchen

Property

Details

  • Parcel number: 242400180000
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Entry location: No Steps to Entry
  • Pool features: None
  • Exterior features: Balcony,Entry Gate,Low Maintenance
  • Fencing: Fenced

Lot

  • Lot size: 9,525 sqft
  • Features: Level,Rectangular Lot,Front Yard,Landscaped,Back Yard,Landscape Back,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Parking Spaces,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,472$77,664
Home Insurance *$298$3,576
Property Taxes $1,271$15,252
Electricity $909$10,918
Total$8,950$107,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,857/yr
40% on housing$268,500/yr
45% on housing$238,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 95376$308
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95376$374
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$1,150,000
2026-07-31Price change$1,280,000
2026-07-16Listed for sale$999,000
2024-11-15Sold$970,000
2024-11-08Pending sale$899,999
2024-10-28Listed for sale$899,999
2015-05-11Listing removed$2,500
2015-04-07Listed for rent$2,500
2010-05-29Listing removed$2,500
2010-04-28Listed for sale$2,500
2005-06-01Sold$862,500

For Sale by Agent

AgentHui Kai Pi
BrokerageAlliance Bay Realty

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