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2921 Water Mill Ct, Stockton, CA, 95212

3beds
3baths
2,139sqft
$515,000
$241price/sqft
$3,802/moest. monthly cost
$152,080/yrincome needed

About This Home

Presenting an inviting residential property at 2921 Water Mill Ct, Stockton, CA, USA. This 2139 square foot residence is ready for immediate occupancy, offering a seamless transition into a refined living experience. The well-appointed bathrooms within this residence offer functional elegance, with at least one featuring a double vanity, providing ample space and convenience. It offers 3 bedrooms and a loft, presently being used as a 4th bedroom. Further enhancing this property's appeal are its practical amenities, including energy-efficient solar panels and a built-in garage, contributing to both sustainability and convenience. An additional covered parking spaces is located in the west side of the house. The owner also created and built a storage shed for an additional space. We invite discerning buyers to experience the distinctive qualities of this property.

Getting Around

25
WalkingCar-Dependent
27
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

3/10
Stagg Senior High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Double Oven,Plumbed For Ice Maker,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Ground Floor,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Dining/Living Combo

Features

  • Flooring: Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,139 sqft

Kitchen

  • Features: Pantry Closet,Synthetic Counter,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Tub

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 128300030000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 5,096 sqft
  • Features: Court,Cul-De-Sac,Storm Drain,Street Lights,Low Maintenance

Parking

  • Total spaces: 6
  • Parking features: Attached,RV Access/Parking,RV Possible,Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$144$1,728
Property Taxes $596$7,152
Electricity $458$5,504
Total$3,802$45,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,354/yr
40% on housing$114,060/yr
45% on housing$101,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 95212$257
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95212$271
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$505,000
2026-07-26Listed for sale$515,000
2019-07-24Sold$331,000
2019-06-26Pending sale$340,000
2019-06-13Price change$340,000
2019-06-10Listed for sale$330,000
2019-06-10Pending sale$330,000
2019-05-29Price change$330,000
2019-05-14Price change$340,000
2019-04-29Listed for sale$360,000
2006-03-29Sold$466,000

For Sale by Agent

AgentClara Rugnao
BrokerageBurns Group, Inc.

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