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94-766 Kaiao St, Waipahu, HI, 96797

3beds
2baths
1,294sqft
$949,500
$734price/sqft
$5,625/moest. monthly cost
$225,000/yrincome needed

About This Home

Welcome to this lovingly-cared for home in the last two decades! This 3-bedroom 2-bath single-level home with 2-car garage is fully-fenced around for privacy. The lanai in the back was enclosed for added living area --- a bonus room that may be used as office or guest space, or as a den for kids' play or music. Stay cool during the hot summer days with 4 split-AC units! Also, this home has 14-owned PV panels and solar water heater. The Primary Bedroom has a deep walk-in closet perfect for a variety of wardrobes, collectibles or can be used as a sewing room! There are two mature mango trees in the backyard that provide natural shade and privacy! This home is conveniently located close to schools, shops, restaurants, tennis courts, and freeway access. Sold "As Is".

Getting Around

37
WalkingCar-Dependent
43
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Waipahu High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1981

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Laminate

Interior Area

  • Total structure area: 1,818
  • Total interior livable area: 1,294 sqft

Property

Details

  • Parcel number: 1941130080000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: City
  • Topography of land: Other

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,801$57,612
Home Insurance *$169$2,028
Property Taxes $239$2,868
Electricity $416$5,000
Total$5,625$67,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,857/yr
40% on housing$168,750/yr
45% on housing$150,000/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$734This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$512
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$949,500
2026-07-21Listed for sale$949,500
2006-03-03Sold$505,000
1999-12-16Sold$210,000

For Sale by Agent

AgentMyra D Aquino
BrokerageAlliance Realty Int'l LLC

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