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341 Huerta St, Oxnard, CA, 93030

5beds
3baths
2,861sqft
$939,000
$328price/sqft
$6,572/moest. monthly cost
$262,880/yrincome needed

About This Home

Welcome to this beautifully designed two-story home offering 5 bedrooms, 3 bathrooms, and a highly desirable floor plan with a convenient downstairs bedroom and full bathroom, perfect for guests, multi-generational living, or a home office. Thoughtfully designed with comfort and functionality in mind, this home features tile flooring throughout the main living areas and a spacious layout ideal for everyday living and entertaining.The inviting family room features a cozy fireplace and seamlessly flows into the open-concept kitchen and dining area. The well-appointed kitchen showcases granite countertops, a center island, double sinks, built-in oven, built-in microwave, dishwasher, gas range, and ample cabinet and counter space. Sliding glass doors in the dining area open to the backyard patio, creating an effortless indoor-outdoor living experience.The downstairs bedroom offers wall-to-wall carpeting and a ceiling fan for added comfort. Upstairs, you'll find a versatile bonus room, a dedicated laundry room, and three additional bedrooms. Two secondary bedrooms feature wall-to-wall carpeting and ceiling fans. The spacious primary suite serves as a private retreat with wall-to-wall carpeting, a ceiling fan, an oversized window, and a walk-in closet. The ensuite bathroom is designed for relaxation, featuring dual sinks and a soaking tub.Outside, enjoy a fully fenced backyard with a patio, perfect for outdoor dining, entertaining, or simply relaxing. Conveniently located near schools, shopping, dining, and with easy freeway access, this home combines a functional layout, modern amenities, and a prime location for comfortable California living.

Getting Around

80
WalkingVery Walkable
33
TransitSome Transit
55
BikeBikeable

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,861 sqft

Property

Details

  • Parcel number: 2150265265
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,647 sqft
  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$160$1,920
Property Taxes $1,051$12,612
Electricity $613$7,362
Total$6,572$78,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,325/yr
40% on housing$197,160/yr
45% on housing$175,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 93030$359
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93030$420
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$939,000
2026-08-04Listed for sale$939,000
2026-07-27Pending sale$939,000
2026-07-07Price change$939,000
2026-06-23Listed for sale$969,000
2026-05-28Sold$775,000
2009-12-29Sold$467,000
2009-08-19Sold$369,000
2009-03-07Listed for sale$369,000
2005-01-31Sold$645,000

For Sale by Agent

AgentJose Luiz Morales
BrokerageeXp Realty of California Inc

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