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675 Charleston Pl, Ventura, CA, 93004

5beds
4baths
3,181sqft
$1,285,000
$404price/sqft
$8,605/moest. monthly cost
$344,200/yrincome needed

About This Home

Exceptional comfort and timeless style await in this beautifully appointed 5-bedroom, 4-bath residence on a premier corner lot in Ventura's coveted Santa Rosa Walk. Designed for effortless living, the home features dual primary suites--one on each level--ideal for multi-generational living or private guest accommodations. Soaring ceilings, sun-filled interiors, elegant formal living and dining rooms, and a gourmet kitchen with granite countertops, a center island, walk-in pantry, and stainless steel appliances flow seamlessly into the inviting family room with fireplace. Complete with a low-maintenance backyard and ideally located near parks, top-rated schools, shopping, dining and Highway 126 for easy commuting.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
6/10
Balboa Middle SchoolGrades 6-82.1 mi
6/10
Buena High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Excellent,Good
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Built-In Gas Oven,Tankless Water Heater,Dishwasher,Microwave,Water Softener Owned
  • Laundry features: Laundry Room,In Unit

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Double Vanity,Recessed Lighting,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,181
  • Total interior livable area: 3,181 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0870232105
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Front Porch
  • Exterior features: Lawn,Yard Irrigation PRT
  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street,Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,497$77,964
Home Insurance *$194$2,328
Property Taxes $1,232$14,784
Electricity $682$8,185
Total$8,605$103,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,028/yr
40% on housing$258,150/yr
45% on housing$229,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 93004$395
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93004$504
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$1,285,000
2026-06-23Listed for sale$1,295,000
2024-03-29Listing removed--
2024-03-23Listed for rent$4,600
2018-03-07Listing removed$3,995
2018-02-10Listed for rent$3,995
2005-12-21Sold$854,000

For Sale by Agent

AgentGwen Harris
BrokerageLIV Sotheby's International Realty

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