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609 N Spruce Street, Colorado Springs, CO, 80905

4beds
3baths
1,837sqft
$340,000
$185price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Wonderful opportunity to own a home in the heart of Colorado Springs just minutes from downtown! Tucked into the coveted West Side...this home offers spacious living with over 1800 Square feet, four bedrooms and three bathrooms and a one-car garage all for under $400k! With extremely low property taxes, no HOAs and preferred lender incentives ...This home can be yours for a mortgager amount that will blow your mind! With minor amounts of upgrades, this home provides a perfect chance to gain the sweat equity needed to get in on the home ownership train!

Getting Around

49
WalkingCar-Dependent
45
TransitSome Transit
81
BikeVery Bikeable

Schools

6/10
6/10
Holmes Middle SchoolGrades 6-82.2 mi
4/10
Coronado High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Exercise Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Primary Suite,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Finished area below ground: 692
  • Finished area above ground: 1,085
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 1,837
  • Total interior livable area: 1,837 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 7412415012
  • Attached to another structure: Yes
  • Zoning: R-2
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 3,512 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$249$2,988
Property Taxes $127$1,524
Electricity $186$2,232
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 80905$152
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80905
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$355,000
2026-03-16Listed for sale$375,000
2023-09-19Sold$350,000
2023-08-19Contingent$375,000
2023-08-11Listed for sale$375,000
2020-07-22Listing removed$2,500
2020-07-20Listed for rent$2,500
2020-05-29Listing removed$2,500
2020-05-06Listed for rent$2,500
2018-12-04Sold$235,000
2018-10-19Listing removed$1,375
2018-10-19Listed for sale$229,900
2018-10-17Price change$1,375
2018-09-28Listed for rent$1,550
2018-01-04Listing removed$1,550
2017-12-06Price change$1,550
2017-11-20Price change$1,600
2017-11-09Listed for rent$1,450
2016-10-19Listing removed$1,450
2015-09-23Listing removed$1,400
2015-09-11Price change$1,400
2015-09-09Listed for rent$1,350
2014-10-02Listing removed$1,350
2014-09-03Listed for rent$1,350
2014-05-27Sold$179,000
2013-05-09Sold$136,500
2012-12-02Listing removed$149,999
2012-10-20Listed for sale$149,999
2007-08-10Sold$159,000

For Sale by Agent

AgentAdam Ferguson
BrokerageColdwell Banker Realty 24

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