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1330 Homestead Drive, Bayfield, CO, 81122

5beds
3baths
2,576sqft
$475,000
$184price/sqft
$2,863/moest. monthly cost
$114,520/yrincome needed

About This Home

Spacious 5-bedroom, 3-bath home in the desirable Old Homestead subdivision in Bayfield, Colorado! Situated on a generous .41-acre lot, this property offers room to spread out both inside and out. The home features a functional layout with over 2,500 square feet of living space, providing plenty of flexibility for families, guests, or a home office setup. Recent updates include a newer roof (2018), a brand new on-demand water heater, and new kitchen flooring—giving you a solid head start on improvements. This home offers great bones and an excellent opportunity to add your personal touch and build equity. Enjoy the large yard with space for gardening, entertaining, or simply taking in the peaceful small-town setting. This property also neighbors “green space” owned by Homestead Trails owner’s association to offer maximum privacy in a convenient location! Located just minutes from downtown Bayfield, schools, and outdoor recreation, this home combines value, space, and potential in a sought-after neighborhood. Bring your vision and make this property your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Bayfield Primary SchoolGrades PK-22.2 mi
5/10
Bayfield Middle SchoolGrades 6-82.7 mi
5/10
Bayfield High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Ranch
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Carpet-Partial,Laminate

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 567715201009

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.41 Acres
  • Features: Adj to Open Space

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Winter Weather
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$162$1,944
Property Taxes $106$1,272
Electricity $194$2,333
Total$2,863$34,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,160/yr
40% on housing$85,890/yr
45% on housing$76,346/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 81122$385
La Plata County$490

vs Homes Sold Last Month

Median $/sqft

ZIP 81122$305
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$550,000
2026-05-02Listed for sale$599,000
2026-05-02Listing removed$599,000
2026-04-20Price change$599,000
2026-03-27Price change$625,000
2026-03-21Listed for sale$650,000
2020-05-12Sold$310,000
2020-03-12Listed for sale$286,000
2020-01-14Listing removed$328,616
2019-12-14Price change$328,616
2019-12-08Price change$328,153
2019-12-06Price change$328,631
2019-12-04Price change$329,809
2019-12-03Price change$244,830
2019-12-01Price change$244,086
2019-11-30Price change$244,646
2019-11-26Price change$244,323
2019-11-24Price change$244,550
2019-11-15Price change$243,347
2019-11-11Price change$242,709
2019-11-09Price change$242,586
2019-11-04Price change$242,897
2019-11-03Price change$242,677
2019-10-29Price change$238,724
2019-10-26Listed for sale$241,672
2017-09-01Sold$289,000
2006-02-23Sold$59,500

For Sale by Agent

AgentMaggy Isiordia
BrokerageBlackmore Group

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