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3120 W 4th Avenue, Durango, CO, 81301

5beds
4baths
3,226sqft
$1,335,000
$414price/sqft
$7,574/moest. monthly cost
$302,960/yrincome needed

About This Home

Turnkey, beautifully remodeled, and thoughtfully updated, this exceptional in-town Durango home combines timeless craftsmanship, modern comforts, and an unbeatable location. Unlike a typical townhome, this residence lives like a luxury single-family home, offering generous square footage, refined finishes, and the rare benefit of no HOA. From the moment you step inside, you'll be welcomed by soaring vaulted ceilings, exposed wood beams, expansive windows that fill the home with natural light, and a striking stone fireplace that anchors the open-concept living space. Newly refinished real hardwood floors, fresh interior paint, new carpet, and updated lighting throughout create a warm, inviting atmosphere while enhancing the home's timeless character. The thoughtfully designed main level features a functional kitchen with new appliances that flows seamlessly into the dining and living areas, creating an inviting space for everyday living and effortless entertaining. The spacious primary suite serves as a private retreat with vaulted ceilings, a private balcony, peaceful views, and a beautifully redesigned spa-inspired en-suite bath. Upstairs, you'll find two generously sized bedrooms and a well-appointed three-quarter bath with double vanities, offering comfortable accommodations for family and guests. The versatile lower level provides exceptional flexibility with two additional oversized bedrooms, a spacious living area, a second kitchenette, and a second set of washer and dryer hookups. Ideal for extended family, multigenerational living, or private guest or in-law quarters, this level offers endless possibilities while maintaining privacy and comfort. Step outside to enjoy mature landscaping and immediate access to the Animas Mountain Trail system, with miles of hiking and outdoor recreation right out your front door. Ideally located just minutes from historic downtown Durango, Fort Lewis College, schools, restaurants, shopping, and all the amenities the area has to offer, this home perfectly balances convenience with Colorado's sought-after mountain lifestyle. Move-in ready and beautifully maintained, this rare in-town property offers timeless craftsmanship, extensive updates including remodeled bathrooms, refinished hardwood floors, fresh paint, new carpet, updated lighting, and immediate access to everything that makes Durango one of Colorado's most desirable mountain communities. Some photos of this listing may include virtually staged amenities, furniture, or fixtures.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Needham Elementary SchoolGrades PK-50.7 mi
6/10
Miller Middle SchoolGrades 6-80.4 mi
9/10
Durango High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Stone,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen Bar,Living Room Dining

Features

  • Wired/Cable TV,Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Pantry,Walk-In Closet(s)
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Fireplace features: Angle nook,Basement,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,226
  • Total interior livable area: 3,226 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 566517113032
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: Three Story
  • Stories: 3
  • Patio & porch: Deck,Patio
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Avalanche
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,750$81,000
Home Insurance *$281$3,372
Property Taxes $300$3,600
Electricity $243$2,922
Total$7,574$90,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,680/yr
40% on housing$227,220/yr
45% on housing$201,973/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 81301$620
La Plata County$489

vs Homes Sold Last Month

Median $/sqft

ZIP 81301$455
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,299,000
2026-07-17Listed for sale$1,335,000
2021-06-03Sold$741,000
2019-03-09Listing removed$689,900
2019-02-26Price change$689,900
2018-08-06Price change$699,900
2018-07-24Price change$714,000
2018-06-14Listed for sale$729,900
2017-04-20Sold$650,000
2017-03-27Pending sale$669,000
2017-03-11Listed for sale$669,000
2010-08-18Sold$525,000

For Sale by Agent

AgentKendall Smith
BrokerageColdwell Banker Mountain Properties

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