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14218 Silver Lakes Cir, Pt Charlotte, FL, 33953

4beds
3baths
2,322sqft
$515,000
$222price/sqft
$3,962/moest. monthly cost
$158,480/yrincome needed

About This Home

GREAT PRICE IMPROVEMENT! WHY BUILD when you can own this fully renovated, Mangrove floor plan offering 4 Bedrooms and 3 Bathrooms in the popular Silver Lakes neighborhood of Riverwood with a HUGE BONUS that includes a HIGHLY SOUGHT-AFTER TRANSFERABLE RIVERWOOD PRIVATE BEACH CLUB MEMBERSHIP on Manasota Key. REMODELED to reflect today’s modern design trends, this LIKE-NEW residence showcases soaring custom kitchen cabinetry with crown molding, expansive granite countertops complemented by a designer tile backsplash, and updated stainless steel appliances (2023). Stylish lighting, upgraded plantation shutter window treatments, crown molding and quality tile flooring throughout enhance the home’s elegant yet comfortable appeal. The spacious Primary Suite is a true retreat, featuring a beautifully updated bath highlighted by a spectacular walk-in Roman glass shower with floor-to-ceiling designer tile. Designed for both entertaining and everyday enjoyment, the open layout flows seamlessly to an expansive lanai where you can relax and unwind while taking in peaceful partial pond views with the added privacy of a bordering preserve. Exceptional added value includes a NEW TILE ROOF (2025), and a 4-foot garage extension providing additional parking and/or valuable storage space. Residents of Riverwood enjoy world-class amenities, including a par-72 championship golf course (membership based on availability), state-of-the-art fitness center, resort-style pool, pickleball courts, and Har-Tru tennis courts. Ideally located just minutes from fine dining, shopping, boating, and the pristine beaches of the Gulf of Mexico, this exceptional home offers the opportunity to embrace the very best of the Florida lifestyle.Do not miss your chance to own this beautifully updated and thoughtfully enhanced home. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-57.5 mi
4/10
Murdock Middle SchoolGrades 6-84.2 mi
2/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Mangrove

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 136.5
  • Dimensions: 10.5x13

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,In Wall Pest System,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,398
  • Total interior livable area: 2,322 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 221
  • Dimensions: 17x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 273
  • Dimensions: 14x19.5

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 240
  • Dimensions: 12x20

Property

Details

  • Parcel number: 402128156008
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Gray Water System,Irrigation System
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.27 Acres
  • Features: FloodZone

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$246$2,952
Property Taxes $879$10,548
Electricity $233$2,804
Total$3,962$47,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,840/yr
40% on housing$118,860/yr
45% on housing$105,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$173
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$515,000
2026-03-20Price change$549,000
2026-03-02Listing removed$3,400
2026-02-20Listed for sale$589,000
2025-11-03Listed for rent$3,400
2022-05-24Sold$553,500
2022-04-11Pending sale$535,000
2022-02-24Listed for sale$535,000
2022-01-30Listing removed--
2022-01-26Listed for sale$535,000
2003-12-24Sold$284,800

For Sale by Agent

AgentJanice Fanstill
BrokerageRIVERWOOD REALTY

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