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25956 TERRAWOOD LOOP, Land O Lakes, FL, 34639

4beds
3baths
1,958sqft
$369,900
$189price/sqft
$2,823/moest. monthly cost
$112,920/yrincome needed

About This Home

Under contract-accepting backup offers. Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering nearly 2,000 square feet of comfortable living space on an oversized quarter-acre lot in the desirable Grand Oaks community of Land O' Lakes. Designed with an open and functional floor plan, this home features soaring ceilings, abundant natural light, and spacious living areas perfect for both everyday living and entertaining. The updated kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, ample cabinetry. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an en-suite bath featuring dual vanities, a garden tub, and a separate walk-in shower. Three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Step outside to the expansive backyard, offering endless possibilities for outdoor entertaining, a future pool, or simply enjoying the extra space. Additional features include an inside laundry room, an attached two-car garage, and numerous recent updates for peace of mind, including a new roof (2022), HVAC system (2020), and fresh interior and exterior paint (2026). Residents of Grand Oaks enjoy outstanding community amenities including a resort-style pool, fitness center, playground, basketball courts, and scenic walking trails. Conveniently located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, AdventHealth, I-75, and numerous shopping and dining options, this home also offers an easy commute throughout the Tampa Bay area. Combining modern updates, generous living space, and an exceptional location, this move-in-ready home is one you won't want to miss!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Cypress Creek High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 129.47
  • Dimensions: 10.7x12.1

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 88.367
  • Dimensions: 9.11x9.7

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 151.04
  • Dimensions: 11.8x12.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 106.24
  • Dimensions: 12.8x8.3

Family Room

  • Level: First
  • Area: 580.35
  • Dimensions: 36.5x15.9

Features

  • Cathedral Ceiling(s),Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,567
  • Total interior livable area: 1,958 sqft

Kitchen

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 193.88
  • Dimensions: 14.8x13.1

Property

Details

  • Parcel number: 192615012.0001.00069.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Mailbox

Lot

  • Lot size: 0.26 Acres
  • Features: In County

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$233$2,796
Property Taxes $523$6,276
Electricity $197$2,366
Total$2,823$33,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,788/yr
40% on housing$84,690/yr
45% on housing$75,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 34639$197
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34639$212
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$369,900
2026-08-07Contingent$369,900
2026-07-30Listed for sale$369,900
2024-05-05Listing removed--
2024-05-01Price change$2,565
2024-04-15Price change$2,560
2024-04-08Price change$2,565
2024-04-03Price change$2,610
2024-03-30Price change$2,590
2024-03-14Listed for rent$2,540
2022-03-26Listing removed--
2022-03-24Listed for rent$2,440
2020-02-20Listing removed--
2020-01-28Listed for sale--
2019-04-06Listing removed$1,800
2019-02-14Listed for rent$1,800
2005-04-27Sold$217,990

For Sale by Agent

AgentCindy Greco
BrokerageEXP REALTY LLC

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