See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7912 MERCHANTVILLE CIRCLE, Zephyrhills, FL, 33540

3beds
2baths
1,658sqft
$295,000
$178price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Virtually Staged. Don't miss this inviting 1-story home featuring 3 bedrooms, 2 bathrooms, and a 2-car garage with a bright, open floor plan designed for comfortable everyday living and entertaining. The spacious living and dining areas flow seamlessly into the kitchen, featuring a breakfast bar and new countertops. New flooring throughout most of the home and fresh interior paint create a clean, refreshed feel. Both bathrooms have also been updated with new countertops. Step outside to the back porch, perfect for relaxing outdoors. Conveniently located near Downtown Zephyrhills, shopping, dining, SR 54, and just a short drive to Wesley Chapel and Tampa Premium Outlets. One or more photos may have been virtually staged, AI-generated, or digitally enhanced to illustrate the property's potential.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
3/10
Centennial Middle SchoolGrades 6-82.6 mi
2/10
Zephyrhills High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,658 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 212535012.0000.00138.0
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 6,300 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$114$1,368
Property Taxes $539$6,468
Electricity $197$2,366
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 33540$140
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33540$180
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$289,900
2026-07-24Listed for sale$295,000
2024-09-18Listing removed$1,820
2024-09-17Price change$1,820
2024-09-14Price change$1,860
2024-09-09Price change$1,920
2024-09-03Price change$1,980
2024-08-29Price change$2,080
2024-08-24Price change$2,215
2024-08-21Price change$2,260
2024-08-16Price change$2,330
2024-08-12Price change$2,335
2024-08-09Price change$2,325
2024-08-06Price change$2,345
2024-08-05Price change$2,350
2024-08-01Price change$2,345
2024-07-29Price change$2,340
2024-07-27Price change$2,345
2024-07-25Price change$2,350
2024-07-23Listed for rent$3,610
2021-10-26Listing removed--
2021-10-26Price change$2,210
2021-10-22Price change$2,200
2021-10-19Price change$2,195
2021-10-16Listed for rent$2,150
2006-02-17Sold$209,990

For Sale by Agent

AgentEva Hockenberry
BrokerageMAINSTAY BROKERAGE LLC

Similar Homes