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2816 SW 138th St, Oklahoma City, OK, 73170

4beds
2baths
2,787sqft
$449,000
$161price/sqft
$3,381/moest. monthly cost
$135,240/yrincome needed

About This Home

Cascata Lakes Addition with Spacious Open Concept, 4 Bedrooms/2 Baths, Plus Office/Library. Sink in Utility Room. Close to All Moore Schools. Security System & Sprinklers. Large Covered Patio & Sunroom. Custom Home Built by the Original Owner, who has all Documentation. Just Downsizing. Very Safe Neighborhood with Great Neighbors!

Getting Around

38
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10
Southmoore High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,787 sqft

Property

Details

  • Parcel number: OCC2CASL2102001

Features

  • Exterior features: Other,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Cleveland County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $560$6,720
Property Taxes $344$4,128
Electricity $207$2,487
Total$3,381$40,572

Income You'd Need if You Spent...

35% on housing$115,920/yr
40% on housing$101,430/yr
45% on housing$90,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 73170$181
Cleveland County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 73170$156
Cleveland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$449,000

For Sale by Owner

AgentProperty Owner

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