356 Holland Drive, Smithfield, NC, 27577
About This Home
**Home qualifies for up to 10k in Wells Fargo down payment assistance for eligible buyers, with no repayment required. Plus up to an additional 5k in closing cost assistance and reduced-rate financing may also be available through the Dream Plan Home program. Eligibility requirements apply.** Welcome to 356 S Holland Dr in Smithfield -- a charming home with character you won't find in today's cookie-cutter builds. Tucked away at the end of a quiet dead-end street, this property offers privacy, flexible living space, and everyday convenience. The converted garage adds valuable bonus space with its own separate mini-split unit, making it ideal for a home gym, den, office, media room, playroom, or guest retreat. A wired shed adds even more functionality, perfect for storage, a workshop, hobby space, or additional workspace. Enjoy quiet mornings or unwind in the evenings on the welcoming front porch shaded by a charming mature cherry tree. Inside, you'll find a functional layout with comfortable living spaces and natural light throughout. The yard offers room to relax, garden, or create your own outdoor retreat. Located less than 2 miles from downtown Smithfield and less than 5 miles from the rapidly growing Eastfield Crossing development, you'll have convenient access to shopping, dining, and entertainment including Target, BJ's Wholesale Club, Academy Sports + Outdoors, Hobby Lobby, Chick-fil-A, Olive Garden, and more continuing to open nearby. If you've been searching for an affordable home under 300k with personality, versatility, and a location that keeps you close to everything while still feeling tucked away, 356 S Holland Dr is one you don't want to miss. Preferred lender incentives available! Buyers may receive a 1.0% lower interest rate for the first year at no cost on eligible Conventional, FHA, and VA loans. Additional incentives include no commitment fee and appraisal reimbursement up to $600 when using the preferred lender. Terms and eligibility apply.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Entrance Foyer,Ceiling Fan(s),Eat-in Kitchen
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,435
- Total interior livable area: 1,435 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 14a01025
- Zoning: RAG
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch
- Fencing: Chain Link,Partial,Back Yard
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 1400 - 1599
Lot
- Lot size: 0.46 Acres
- Lot size dimensions: See Plat
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Johnston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $203 | $2,436 |
| Electricity | $200 | $2,405 |
| Total | $1,829 | $21,948 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $260,000 |
| 2023-08-24 | Sold | $250,000 |
| 2023-05-01 | Listing removed | -- |
| 2023-04-27 | Price change | $260,000 |
| 2023-04-14 | Listed for sale | $270,000 |
| 2023-03-11 | Listing removed | -- |
| 2023-02-06 | Listed for sale | $285,000 |
| 2019-08-30 | Sold | $75,000 |
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