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66 White Oak Dr, Smithfield, NC, 27577

4beds
2baths
1,987sqft
$379,000
$191price/sqft
$2,418/moest. monthly cost
$96,720/yrincome needed

About This Home

Welcome to this completely transformed 4-bedroom, 2-bathroom brick home where timeless character meets today's style and craftsmanship. Originally built in 1977, this beautifully renovated home has been thoughtfully updated from top to bottom while preserving the charm that makes it unique. Enjoy peace of mind with extensive improvements, including a new roof, windows, siding, flooring, interior paint, plumbing fixtures, electrical fixtures, and so much more. Every detail has been carefully selected to create a warm, modern living space that's move-in ready. Situated on a beautifully landscaped cul-de-sac lot backing to serene green space, this property offers both privacy and a picturesque setting that is rarely found. Whether you're relaxing in the backyard or entertaining family and friends, you'll appreciate the peaceful surroundings and exceptional curb appeal. Looking for additional space or investment potential? The neighboring buildable lot is also available for purchase. See MLS Land Listing for additional details. Seller is a licensed real estate agent.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
6/10
Smithfield MiddleGrades 6-80.7 mi
3/10
Smithfield-Selma HighGrades 9-120.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,High Ceilings,Master Downstairs,Vaulted Ceiling(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Aluminum Frames
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,987
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,987
  • Total interior livable area: 1,987 sqft

Property

Details

  • Parcel number: 14057154Q
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,018 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$163$1,956
Property Taxes $139$1,668
Electricity $200$2,405
Total$2,418$29,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,902/yr
40% on housing$72,540/yr
45% on housing$64,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$143
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$360,000
2026-07-19Listed for sale$379,000
2026-04-22Sold$210,000
2026-03-31Contingent$290,000
2026-03-31Pending sale$290,000
2026-03-15Listed for sale$290,000

For Sale by Agent

AgentSydney Smith
BrokerageHomeTowne Realty

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