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910 S 2nd St, Smithfield, NC, 27577

5beds
3baths
2,915sqft
$390,000
$134price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Step into timeless character and modern comfort at 910 S 2nd Street in Smithfield! This stunning 5-bedroom, 3-bath home perfectly blends old-world charm with thoughtful updates throughout. From the moment you arrive, you'll be drawn in by the home's classic appeal and inviting presence. Inside, you'll find spacious living areas filled with natural light, showcasing the craftsmanship and character you just don't find in newer homes--paired beautifully with updated features that provide today's convenience. The kitchen offers ample space for cooking, while the multiple bedrooms provide flexibility for guests, home offices, or growing households. Each of the three full bathrooms has been updated, offering a fresh, modern feel while still complementing the home's original charm. Outside, enjoy a generous yard perfect for relaxing, entertaining, or creating your own outdoor oasis. Located just minutes from shopping, dining, and major highways, this home offers both convenience and a true sense of place. If you've been searching for character, space, and updates all in one--this is the one. Schedule your showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
6/10
Smithfield MiddleGrades 6-82.3 mi
3/10
Smithfield-Selma HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Recessed Lighting,Separate Shower,Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,915

Heating & Cooling

  • Heating features: Fireplace(s),Floor Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,915
  • Total interior livable area: 2,915 sqft

Property

Details

  • Parcel number: 15051028
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Fenced Yard,Rain Gutters
  • Fencing: Back Yard
  • Has view: Yes

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$168$2,016
Property Taxes $265$3,180
Electricity $271$3,258
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$144
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$400,000
2026-04-09Price change$400,000
2026-03-22Listed for sale$425,000
2024-06-13Sold$360,000
2024-05-01Pending sale$385,000
2024-03-19Listed for sale$385,000
2024-02-15Listing removed--
2024-01-24Pending sale$399,900
2023-09-27Price change$399,900
2023-07-08Price change$425,000
2023-04-01Listed for sale$435,000
2023-03-01Listing removed--
2023-01-23Price change$430,000
2023-01-04Price change$495,000
2022-11-08Price change$525,000
2022-10-09Listed for sale$575,000
2021-03-24Listing removed--
2020-04-17Sold$55,000
2020-04-09Listed for sale$67,500

For Sale by Agent

AgentShannon Lee Pacitti
BrokerageCostello Real Estate & Investm

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