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806 S 1st St, Smithfield, NC, 27577

4beds
4baths
4,042sqft
$524,900
$130price/sqft
$3,667/moest. monthly cost
$146,680/yrincome needed

About This Home

Timeless All-Brick Charmer in a Coveted Neighborhood From the moment you arrive, this classic all-brick Cape Cod captivates with its storybook curb appeal, blooming azaleas, mature trees, manicured boxwoods, and a welcoming brick walkway set the tone for what awaits inside. Step through the elegant front door flanked by leaded glass sidelights into a gracious foyer featuring gleaming hardwood floors and intricate dentil crown molding that carries throughout the home. The expansive formal living room impresses with its generous proportions, wood-burning fireplace with classic mantel, plush carpet, and large windows that flood the space with natural light. The formal dining room is equally grand, boasting detailed wainscoting, a chandelier, and ample space for entertaining. The heart of this home is a truly one-of-a-kind family room, rich wood beamed ceilings, built-in shelving, fireplace, and warm hardwood floors create an inviting space full of character and soul. It flows seamlessly into the extraordinary chef's kitchen, a showstopper unlike any other. Signature brick-faced islands, abundant cabinetry, a wine cooler, double ovens, a gas cooktop, and a wood-burning fireplace make this space as functional as it is unforgettable. A large eat-in area with oversized windows overlooking the yard completes this incredible culinary hub. A convenient utility/laundry room with extra cabinetry sits just off the garage and connects to a full updated bathroom, perfect for guests or returning from the backyard. Rest easy knowing the downstairs is served by a brand new HVAC system. Back stairs lead to a tucked-away bonus room, perfect as a hideaway office, studio, 5th bedroom or playroom. The main level hosts two spacious bedrooms with beautiful hardwood floors and plentiful natural light. Upstairs, both the spacious primary suite and the additional bedroom each enjoy their own private full bathrooms, complete with charming original tile that speaks to the craftsmanship and character woven throughout this home. Step outside to the deck overlooking a fully fenced backyard, ideal for relaxing, entertaining, or soaking in the hot tub after a long day. This is a home with rare personality, timeless bones, and room to truly live. Don't miss it.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
6/10
Smithfield MiddleGrades 6-82.1 mi
3/10
Smithfield-Selma HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Wine Cooler
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 4,042

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,042
  • Total interior livable area: 4,042 sqft

Property

Details

  • Parcel number: 15044001
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Fenced Yard,Private Yard
  • Fencing: Back Yard
  • Has view: Yes

Lot

  • Lot size: 0.45 Acres
  • Features: Hardwood Trees,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$226$2,712
Property Taxes $411$4,932
Electricity $376$4,517
Total$3,667$44,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,725/yr
40% on housing$110,010/yr
45% on housing$97,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$144
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$545,000
2025-10-19Listing removed$558,900
2025-09-10Price change$558,900
2025-07-09Price change$559,900
2025-06-13Price change$569,900
2025-05-23Price change$579,900
2025-04-04Listed for sale$589,900
2019-06-28Sold$316,500
2019-05-23Pending sale$320,000
2019-05-23Listed for sale$320,000

For Sale by Agent

AgentTammy Anderson
BrokerageRaleigh and Beyond Real Estate

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