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88 Hannah Creek Rd, Four Oaks, NC, 27524

3beds
2baths
1,513sqft
$287,500
$190price/sqft
$1,917/moest. monthly cost
$76,680/yrincome needed

About This Home

***$7,000 SELLER CONCESSIONS. Can be used toward closing costs or to buy down your interest rate, giving you flexibility and immediate savings. Welcome to this fully updated 3-bedroom, 2-bath home sitting on .88 acres in Four Oaks! This home features a bright, open layout with a beautifully renovated kitchen including quartz countertops, new cabinetry, stainless steel appliances, and a stunning brick accent wall that adds character and charm. Spacious living area is perfect for entertaining, with modern updates throughout the entire home. Both bathrooms have been fully updated with a clean, modern design. Enjoy the large yard with plenty of space to relax, play, or entertain, featuring a backyard playset that conveys with the property. Major upgrades include a new roof, new HVAC system, and updated finishes throughout, making this home truly move-in ready.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Four Oaks ElementaryGrades PK-55.0 mi
9/10
Four Oaks MiddleGrades 6-86.3 mi
4/10
South Johnston HighGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1959

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Eat-in Kitchen,Kitchen/Dining Combo,Pantry,Quartz Counters,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,513 sqft

Property

Details

  • Parcel number: 01F09033A
  • Zoning description: RR - Rural Residential
  • Special condition: Standard
  • Exclusions: ALL STAGING ITEMS

Features

  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Playground,Porch
  • Living area range: 1501-1600

Lot

  • Lot size: 0.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,453$17,436
Home Insurance *$117$1,404
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,917$23,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,725/yr
40% on housing$57,510/yr
45% on housing$51,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 27524$156
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27524$177
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$297,000
2026-03-21Listed for sale$304,000
2024-07-03Sold$110,000
2024-05-01Sold$80,000
2016-05-25Listing removed--
2016-05-19Price change$76,800
2016-05-11Listed for sale--

For Sale by Agent

AgentJESSICA PETTIS
BrokerageAA MAYVILLE REALTY

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