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4509 Stevens Chapel Road, Smithfield, NC, 27577

2beds
2baths
1,215sqft
$324,900
$267price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

A RARE FIND IN PRINCETON — A HOME, MULTIPLE SHOPS, AND SIX TOTAL LOTS ALL SOLD TOGETHER! This incredible property includes 2.62 TOTAL ACRES across SIX LOTS — the home sits on one lot, and five additional lots are included in the sale. All acreages and parcel numbers are listed for quick reference. Please note: There are no septic records available for the additional lots, so any future building plans would need to be confirmed by the buyer. The land features MULTIPLE SHOPS AND OUTBUILDINGS WITH ROLL-UP DOORS, offering tons of space for equipment, storage, hobbies, or a home-based business. Structures include a 23.8x30 workshop, a 28x50 storage building with a 12x49.1 shelter, a 24x26 outbuilding, PLUS MORE. Inside the home, you'll enjoy REAL WOOD FLOORS, a SPACIOUS KITCHEN with a GRANITE ISLAND, RAISED BREAKFAST BAR, and STAINLESS STEEL APPLIANCES (GAS RANGE, MICROWAVE, REFRIGERATOR, DISHWASHER). There is plenty of cabinet and counter space, a large laundry room, a cozy family room with a gas log fireplace, and a covered front porch perfect for relaxing. SPACE, POTENTIAL, AND POSSIBILITY — THIS PROPERTY IS TRULY ONE OF A KIND! This sale includes 5 ADDITIONAL LOTS Lot 6 .36 Acres 262100-43-4434 Lot 7 .42 Acres 262100-43-5502 Lot 8- 262100-43-5673 -.46 Acres (house lot) Lot 9 .45 Acres 262100-43-6722 Lot 10 .47 Acres 262100-43-6758 Lot 11 .46 Acres 262100-43-7829

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Princeton ElementaryGrades PK-54.5 mi
5/10
Princeton HighGrades 6-125.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher
  • Laundry features: Laundry Room

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Master Downstairs,Solid Surface,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Gas Log
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Property

Details

  • Parcel number: 262100435673
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Living area range: 1200 - 1399

Lot

  • Lot size: 2.16 Acres
  • Features: Level
  • Lot size dimensions: 105 x 181 x 109 x 195

Parking

  • Total spaces: 8
  • Parking features: Workshop in Garage,Attached,Covered,Detached,Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 8
  • Carport: Yes
  • Carport spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$140$1,680
Property Taxes $167$2,004
Electricity $200$2,405
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$144
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Price change$375,000
2025-11-20Listed for sale$399,900
2025-10-15Listing removed$382,900
2025-06-06Price change$382,900
2025-05-22Listed for sale$447,900

For Sale by Agent

AgentBeth Hines
BrokerageRE/MAX Southland Realty II

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