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204 W Hill Street, Benson, NC, 27504

3beds
1baths
1,194sqft
$169,987
$142price/sqft
$1,284/moest. monthly cost
$51,360/yrincome needed

About This Home

Cozy meets function in this quaint bungalow in the heart of downtown Benson. Whether you are seeking an affordable house to call home or investment property to rent out, this charming home has it all. There is plenty of space with three bedrooms and large hallway that can function as a den or office if needed. The kitchen offers tons of cabinet storage and plenty of room to dine. Step outside and enjoy the sunshine on the large deck overlooking a fully fenced-in backyard. This home is just minutes from I-95 & I-40 and is walking distance to shops and restaurants in Benson. This home has previously rented for $1300 - $1350 per month. Repairs have been made and repair list available.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
Benson Elementary SchoolGrades PK-41.2 mi
7/10
Benson Middle SchoolGrades 6-81.0 mi
4/10
South Johnston HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: LVT/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Property

Details

  • Parcel number: 01015005
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 46 x 152 x 46 x 153

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$68$816
Property Taxes $157$1,884
Electricity $200$2,405
Total$1,284$15,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,022/yr
40% on housing$38,520/yr
45% on housing$34,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 27504$149
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27504$188
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$189,000
2026-04-01Listing removed$170,000
2026-02-23Price change$170,000
2026-02-04Listed for sale$159,900
2026-01-31Listing removed$159,000
2025-12-23Listed for sale$159,000
2025-11-29Pending sale$159,000
2025-11-17Price change$159,000
2025-10-28Listed for sale$150,000
2025-10-03Listing removed$139,000
2025-09-17Listed for sale$139,000
2025-09-02Pending sale$139,000
2025-08-11Price change$139,000
2025-07-10Price change$149,000
2025-06-30Price change$159,000
2025-05-12Price change$169,000
2025-04-21Price change$175,000
2025-02-12Price change$189,000
2024-10-23Price change$199,000
2024-10-04Listed for sale$215,000
2024-10-03Listing removed$1,350
2024-09-05Listed for rent$1,350
2023-09-13Listing removed--
2023-09-07Price change$1,350
2023-08-31Listed for rent$1,450
2001-02-01Sold$13,000

For Sale by Agent

AgentJennifer Franklin
BrokerageEXP Realty LLC - C

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