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307 Slate Top Rd, Clayton, NC, 27520

2beds
1baths
1,026sqft
$275,000
$268price/sqft
$1,859/moest. monthly cost
$74,360/yrincome needed

About This Home

WELCOME HOME! This is it! *MOVE IN READY and priced to sell!! Adorable ranch home sits on 0.92 acres, NO CITY TAXES, NO HOA and a skip and a hop to downtown Clayton, shopping, major highways, parks and more! Split floor plan features generous sized bedrooms, spacious bath, sunny eat in kitchen (includes refrigerator) with lots of counter and cabinet space, cozy, inviting living room, exterior storage, and an oversized deck overlooking your beautifully landscaped yard with PLENTY of front and back yard space to entertain, plant a garden or just enjoy! STOP in to view before it's gone! *(sale subject to additional terms and conditions)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-52.0 mi
8/10
Swift Creek MiddleGrades 6-81.4 mi
6/10
Cleveland High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,026

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Property

Details

  • Parcel number: 05G04032I
  • Zoning: RAG
  • Special condition: Third Party Approval

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters,Storage
  • Has view: Yes

Lot

  • Lot size: 0.92 Acres
  • Features: Back Yard,Front Yard,Hardwood Trees

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$119$1,428
Property Taxes $150$1,800
Electricity $200$2,405
Total$1,859$22,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,737/yr
40% on housing$55,770/yr
45% on housing$49,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$275,000
1988-11-01Sold$9,500

For Sale by Agent

AgentRamona Grady
BrokerageSouthern Belle Realty & Associ

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