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1040 Picador Way, Billings, MT, 59105

2beds
2baths
2,068sqft
$329,000
$159price/sqft
$2,166/moest. monthly cost
$86,640/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac, this well-maintained townhouse offers comfort, convenience, and room to grow. Enjoy main floor living with two bedrooms, two full bathrooms, main floor laundry, and a cozy fireplace. Step out through sliding glass doors to your private deck overlooking the green space and park for kids. The finished two-car garage will typically fit a half-ton pickup and offers great storage, plus off-street parking in the driveway and two nearby non-exclusive parking spaces. The basement includes three egress windows, new carpet last year, and flexible space for storage, a cool workout room, or future expansion. HOA covers exterior maintenance, insurance, landscaping, snow removal, trash, and water. Short term rentals allowed.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Skyview High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,034

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,068 sqft

Property

Details

  • Parcel number: A32129P
  • Zoning description: Mid-Century Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sprinkler/Irrigation
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance $206$2,472
Property Taxes $146$1,752
Electricity $151$1,812
Total$2,166$25,992

Income You'd Need if You Spent...

35% on housing$74,262/yr
40% on housing$64,980/yr
45% on housing$57,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$329,000
2025-04-11Sold--
2025-03-05Contingent$299,000
2025-02-18Listed for sale$299,000

For Sale by Agent

AgentDayla Newton
BrokerageMontana Real Estate Brokers

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