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45020 Sonia Dr, Lake Elsinore, CA, 92532

5beds
4baths
2,867sqft
$679,999
$237price/sqft
$4,736/moest. monthly cost
$189,440/yrincome needed

About This Home

Stunning home located in the highly desirable Rosetta Canyon community, offering 5 bedrooms plus a den, 3 full bathrooms, and 1 half bath. The home was freshly painted in 2024 and features a brand-new furnace with all duct work recently replaced. Ideally situated just minutes from shopping, dining, Lake Elsinore, and the 15 Freeway, this home combines comfort with convenience. Upon entry, you’re welcomed by a formal dining area with tile flooring that flows into a spacious open-concept layout—perfect for both everyday living and entertaining. The beautiful kitchen features sleek black granite countertops and ample space for cooking and gathering. All five bedrooms are located upstairs, including a generously sized primary suite with a large walk-in closet. The additional four bedrooms are all above average in size, with two also offering walk-in closets. The upstairs is fully carpeted and has been well maintained, presenting a clean and inviting feel throughout. Step outside to a private backyard retreat, complete with a fire-resistant covered patio—ideal for relaxing or entertaining year-round. The home also includes leased solar with a low monthly payment of $76, which the buyer will assume. This is a wonderful opportunity to own a spacious, well-maintained home in a sought-after neighborhood

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
Elsinore Middle SchoolGrades 6-82.5 mi
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Water Heater
  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Granite Counters,Pantry,All Bedrooms Up
  • Flooring: Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,867 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 347470002
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,970 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$214$2,568
Property Taxes $470$5,640
Electricity $614$7,377
Total$4,736$56,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,377/yr
40% on housing$142,080/yr
45% on housing$126,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 92532$277
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92532$259
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$679,999
2015-04-16Listing removed$1,850
2015-03-28Listed for rent$1,850
2009-07-01Sold$192,500
2009-04-21Sold$452,327
2007-09-09Listing removed$457,000
2007-03-13Listed for sale$457,000
2005-09-23Sold$417,000

For Sale by Agent

AgentFrank Newsome
Brokerage1st Premier Properties

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