See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

19130 Ponderosa Way, Volcano, CA, 95689

1beds
1baths
800sqft
$295,000
$369price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

Escape to the peaceful Sierra foothills with this charming 1-bedroom, 1-bath home situated on 2.06 private acres in the desirable community of Volcano. Offering approximately 800 square feet, this inviting property is perfect as a full-time residence, weekend getaway, or investment opportunity. Surrounded by natural beauty, the home features a bright, open living area with vaulted ceilings, warm wood flooring, and an efficient layout that makes the most of every square foot. The kitchen offers ample cabinetry, generous counter space, and an adjoining dining area, creating a comfortable space for everyday living. A mini-split heating and air conditioning system provides year-round comfort, while an on-demand water heater delivers energy-efficient hot water whenever you need it. Step outside and enjoy the property's many outdoor amenities. Garden enthusiasts will appreciate the fully fenced garden area, complete with a greenhouse for year-round growing. A storage shed provides space for tools, equipment, or hobbies, while the surrounding acreage offers room to expand, explore, or simply enjoy the privacy and peaceful setting. Practical features include a Generac whole-house generator with its own dedicated propane tank, providing added convenience and peace of mind during seasonal power outages. Located just minutes from the historic town of Volcano, you'll enjoy easy access to local wineries, hiking trails, fishing, and countless outdoor recreation opportunities. Jackson, Pine Grove, and Highway 88 are just a short drive away, providing convenient access to shopping, dining, and year-round recreation, including Kirkwood Ski Resort. Whether you're looking for a quiet mountain retreat, a full-time residence, or a place to embrace a more self-sufficient lifestyle, this unique property combines privacy, modern comforts, and the beauty of Sierra foothill living on over two acres of usable land

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
2/10
Ione Junior High SchoolGrades 6-818.9 mi
8/10
Amador High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Disposal,Tankless Water Heater
  • Laundry features: Cabinets,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Propane,Ductless,Wall Furnace
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 0
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 021280014000
  • Zoning: R
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial
  • Topography of land: Snow Line Above,Snow Line Above
  • Horses can be raised: Yes

Lot

  • Lot size: 2.04 Acres
  • Features: Private

Parking

  • Total spaces: 6
  • Parking features: No Garage,RV Access/Parking,Uncovered Parking Spaces 2+
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Wildfire
Winter Weather
Avalanche
Heat Wave
Landslide
Lightning

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$189$2,268
Property Taxes $248$2,976
Electricity $398$4,786
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 95689$196
Amador County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 95689
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$285,000
2026-07-23Listed for sale$295,000
2015-05-20Listing removed$185,000
2015-05-20Listed for sale$185,000
2015-05-19Sold$184,000
2015-05-08Pending sale$185,000
2015-05-06Listed for sale$185,000
2012-03-14Sold$55,000
2011-12-16Price change$69,900
2011-08-13Price change$88,900
2011-08-03Price change$99,000
2011-07-20Price change$88,900
2011-04-29Price change$99,000
2011-03-18Price change$115,000
2011-02-14Price change$123,050
2011-02-12Listed for sale--
2011-01-26Sold$227,446

For Sale by Agent

AgentRhiannon Halford
BrokerageRe/Max Foothill Properties

Similar Homes