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89 Via Santo Tomas, Rancho Mirage, CA, 92270

3beds
3baths
2,307sqft
$1,269,900
$550price/sqft
$8,786/moest. monthly cost
$351,440/yrincome needed

About This Home

Here's your chance to live in the highly coveted lakeside community of Santo Tomas! This beautiful home features Italian porcelain tile floors, plenty of natural light and high ceilings throughout. This desirable floor plan has plenty of space for guests with 3 private bedrooms and 3 bathrooms, including a master bedroom with a large walk-in closet and oversized en-suite bathroom featuring double vanities, a deep soaking tub, and walk-in shower. This Tuscan-style home boasts panoramic lake and mountain views, a large backyard with a private courtyard and covered patio. Santo Tomas features a scenic 9-acre lake surrounded by 5 parks, waterfalls and a boat launch. Included in the low HOA dues is an exclusive social and sports membership to the nearby Mission Hills Country Club. Santo Tomas is centrally located making it easy to enjoy the best the desert has to offer.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,ENERGY STAR Qualified Water Heater,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Range Hood,Self Cleaning Oven,Water To Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Enclosed Toilet,Soaking Tub,Separate Shower,Tub Shower,Vanity,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Granite Counters,High Ceilings,Open Floorplan,Recessed Lighting,Tile Counters,Primary Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,307 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 673770019
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 9,148 sqft
  • Features: Drip Irrigation/Bubblers,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,421$77,052
Home Insurance *$434$5,208
Property Taxes $1,437$17,244
Electricity $494$5,936
Total$8,786$105,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,234/yr
40% on housing$263,580/yr
45% on housing$234,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 92270$426
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92270$421
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,199,900
2026-03-09Listed for sale$1,250,000
2025-09-16Listing removed--
2024-12-14Listed for sale$1,250,000
2024-12-04Listing removed--
2024-09-05Price change$1,250,000
2024-08-01Listed for sale$1,200,000
2007-06-05Sold$556,500
2006-09-19Sold$528,088
2005-07-12Sold$625,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.com

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