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4 Via Santanella, Rancho Mirage, CA, 92270

4beds
5baths
3,350sqft
$1,499,000
$447price/sqft
$10,456/moest. monthly cost
$418,240/yrincome needed

About This Home

Priced to sell, it won't last long!!! This is a rare opportunity to own a lakefront home with energy-efficient upgrades in Rancho Mirage. Experience desert living at its finest in the exclusive gated 9-acre lake community of Santo Tomas in Rancho Mirage. Perfectly positioned on the water, this exceptional residence offers a rare blend of luxury, comfort, and resort-style living in one of the area's most unique settings. The thoughtfully designed floor plan features 4 bedrooms and 4.5 bathrooms, including a private attached guest casita, ideal for visitors or multi-generational living. The home offers a bright and open layout with abundant natural light, creating a warm and inviting atmosphere for both everyday living and entertaining. Enjoy beautiful lakefront views, providing a peaceful and scenic backdrop. The seamless indoor-outdoor flow allows you to fully appreciate the surroundings, whether hosting guests or enjoying quiet moments at home. A standout feature is the fully owned solar system (installed in 2021, approximately $40,000 investment), offering significant energy savings an especially valuable benefit in the desert climate. Residents of Santo Tomas enjoy reasonable HOA fees, which include gate and grounds maintenance, parks, and community social events. Additionally, ownership includes a Mission Hills Country Club Social, Fitness & Racquet Membership (tennis & pickleball), featuring a vibrant social scene, newly renovated clubhouse, and a state-of-the-art two-story fitness center. Conveniently located near shopping, dining, and local amenities, this home offers the perfect balance of lifestyle, comfort, and value.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Dishwasher,Washer,Disposal,Refrigerator,Range/Oven
  • Laundry features: Inside,Laundry Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Stone Tile,Carpet
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,350
  • Total interior livable area: 3,350 sqft

Property

Details

  • Parcel number: 673770040
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Gas Heat,Private
  • Has spa: Yes
  • Spa features: Private,Heated with Gas
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$512$6,144
Property Taxes $1,647$19,764
Electricity $718$8,620
Total$10,456$125,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,491/yr
40% on housing$313,680/yr
45% on housing$278,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 92270$427
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92270$421
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,499,000
2019-11-01Listing removed$10,500
2019-08-29Listed for rent$10,500
2019-06-05Listing removed$10,500
2019-02-04Listed for rent$10,500
2019-01-18Listing removed$1,050,000
2019-01-18Price change$1,050,000
2018-11-02Price change$990,000
2018-09-17Listed for sale$1,050,000
2018-08-01Listing removed$1,090,000
2018-05-03Listed for sale$1,090,000
2017-08-25Sold$900,000
2017-07-06Pending sale$975,000
2017-06-28Price change$975,000
2016-02-06Listed for sale$999,900
2009-11-10Sold$595,000
2009-05-22Listing removed$749,000
2009-02-26Price change$749,000
2008-11-21Listed for sale$765,900
2008-07-17Sold$760,000
2008-05-22Listed for sale$779,000
2008-05-08Sold$905,050
2006-03-09Sold$843,000

For Sale by Agent

AgentKevin Kim
BrokerageOmni Realty & Investment Group

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