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45729 Elm Pl, Temecula, CA, 92592

4beds
3baths
3,226sqft
$849,900
$263price/sqft
$6,412/moest. monthly cost
$256,480/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in Temecula’s sought-after Wolf Creek community, this expansive 3,226-square-foot residence perfectly balances refined upgrades with everyday comfort. Featuring four bedrooms and four bathrooms, the home greets you with a sense of scale and thoughtful design from the moment you step through the door. At the heart of the home, the spacious kitchen is a true standout, boasting rich cherry-finished cabinetry, sleek granite countertops, and stainless steel appliances. Modernized with upgraded lighting and plumbing fixtures, it’s a space that feels both stylish and functional. The layout offers plenty of room to spread out, with a formal living area, a large great room, and a versatile upstairs loft. The primary suite serves as a private retreat, complete with a dedicated sitting area, a generous walk-in closet, and an oversized bathroom. Outside, the rear yard is a fully landscaped oasis, featuring a covered patio that’s ideal for relaxing in the shade or hosting weekend gatherings. Plus, with a newer air conditioning system, you’ll stay cool and comfortable all year long. Living in Wolf Creek means enjoying a resort-style lifestyle. Residents have access to a clubhouse, fitness center, sparkling pools and spas, barbecue areas, and a network of local parks and trails. The location is hard to beat, offering quick access to the I-15 and 215, while putting the best of Temecula—from the charm of Old Town to the rolling vineyards of Wine Country—right at your fingertips. Whether you’re heading to Pechanga or commuting toward San Diego or Orange County, this home puts you exactly where you want to be.

Getting Around

29
WalkingCar-Dependent
18
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

9/10
Great Oak High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop
  • Laundry features: Gas Dryer Hookup

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Granite Counters

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Recessed Lighting,Bedroom on Main Level,Entrance Foyer,Loft,Primary Suite
  • Window features: Screens
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,226 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 961360010
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Association
  • Patio & porch: Covered
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Association
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft
  • Features: Cul-De-Sac,Sprinkler System
  • Lot size dimensions: 5227

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$225$2,700
Property Taxes $1,199$14,388
Electricity $691$8,301
Total$6,412$76,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,840/yr
40% on housing$192,360/yr
45% on housing$170,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 92592$397
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92592$348
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$849,900
2026-07-30Listed for sale$849,900
2008-03-27Sold$380,000
2007-11-01Sold$444,225
2006-05-31Sold$500,500

For Sale by Agent

AgentGail Herrington
BrokerageCompass

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