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3319 Banyon Cir, Lake Elsinore, CA, 92530

3beds
2baths
1,941sqft
$545,888
$281price/sqft
$4,241/moest. monthly cost
$169,640/yrincome needed

About This Home

YOUR DREAM HOME IS FINALLY HERE!!! Single story home in one of the best locations of Lake Elsinore - in a cul-de-sac on the hills above McVicker Park. Super quiet area surrounded by serene mountain views.  3 bedrooms and 2 baths. Great floor plan!! Large walk-in closet in the master. Linen closets and double doors of master bedroom. Large, private backyard!! HOMES LIKE THIS ONE DON'T COME ON THE MARKET THAT OFTEN!! HURRY...DON'T MISS YOUR CHANCE!!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Alberhill ElementaryGrades K-50.7 mi
2/10
4/10
Lakeside High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Foundation: Permanent

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Gas Oven,Gas Range
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,All Bedrooms Down
  • Flooring: Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,941 sqft

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 389701012
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Pool features: Association
  • Patio & porch: Concrete,Covered
  • Has spa: Yes
  • Spa features: Association,Community,In Ground
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Courtyard,Mountain(s)

Lot

  • Lot size: 6,970 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard,Garden

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,760$33,120
Home Insurance *$149$1,788
Property Taxes $916$10,992
Electricity $416$4,994
Total$4,241$50,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,405/yr
40% on housing$127,230/yr
45% on housing$113,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 92530$301
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92530$301
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$545,888
2020-05-23Listing removed$2,400
2020-03-29Price change$2,400
2020-03-18Price change$2,525
2020-02-24Listed for rent$2,550
2019-12-31Sold$369,000
2019-12-05Pending sale$369,000
2019-11-06Price change$369,000
2019-10-24Listed for sale$329,000
2019-10-17Sold$289,630
2019-09-20Price change$389,000
2019-09-14Price change$343,000
2019-09-11Price change$355,383
2019-09-07Price change$355,226
2019-08-31Price change$354,445
2019-08-30Price change$354,235
2019-08-27Price change$353,364
2019-08-07Listed for sale$343,000
2019-07-21Pending sale$343,000
2019-07-11Price change$343,000
2019-06-28Price change$373,000
2019-06-18Price change$384,000
2019-05-20Pending sale$359,900
2019-04-21Listed for sale$359,900
2015-12-11Sold$1,825
2015-05-18Sold$290,000
2015-03-08Pending sale$289,900
2011-10-13Sold$179,500
2006-03-24Sold$397,000

For Sale by Agent

AgentRosio Vigueras
BrokerageRE/MAX New Dimension

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