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124 Monte Verano Ct, San Jose, CA, 95116

2beds
1baths
877sqft
$480,000
$547price/sqft
$3,463/moest. monthly cost
$138,520/yrincome needed

About This Home

Great down payment assistance for first time home buyers on this unit. Tucked away at the back of the community, the unit offers a quiet and private setting with peaceful views of the open green space from both the windows and private balcony. Enjoy the convenience of an additional storage room located on the balcony, perfect for seasonal items and extra belongings. Move in ready home with bright and functional layout. Spacious primary bedroom with a walk-in closet. HOA covers water and garbage. The home includes two assigned covered carport spaces. Community amenities include a pool, fitness center, and community laundry facilities. The community is gated. Conveniently located near Highway 680, VTA Light Rail, shopping, dining, and major Silicon Valley employers, this home offers an ideal combination of comfort, convenience, and value. Whether you're a first-time homebuyer or an investor, this is an excellent opportunity to own in a desirable San Jose location.

Getting Around

73
WalkingVery Walkable
56
TransitGood Transit
63
BikeBikeable

Schools

6/10
Anthony P. Russo AcademyGrades K-50.5 mi
4/10
3/10
James Lick High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator
  • Laundry features: Community Facility

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 877
  • Total interior livable area: 877 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 48458072
  • Zoning: R4
  • Special condition: Standard

Features

  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$57$684
Property Taxes $581$6,972
Electricity $398$4,786
Total$3,463$41,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,731/yr
40% on housing$103,890/yr
45% on housing$92,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$461
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$480,000
2006-04-11Sold$360,000

For Sale by Agent

AgentAmanda Vang
BrokerageReal Brokerage Technologies

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