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235 Mississippi Dr, Yuba City, CA, 95991

5beds
3baths
2,806sqft
$559,900
$200price/sqft
$4,206/moest. monthly cost
$168,240/yrincome needed

About This Home

This stunning and spacious 2,800 sq. ft. two-story home is ideally located in desirable South Yuba City with convenient access to Hwy 99, perfect for commuters. Featuring 5 bedrooms and 3 full bathrooms, including a downstairs bedroom and full bath for guests or multi-generational living, this home offers a bright and open layout with high ceilings and two expansive, elegant living areas. The large open kitchen is a true centerpiece, showcasing abundant granite counter space, ample cabinetry, and a generous 9-ft granite islandperfect for entertaining and everyday living. A dramatic floor-to-ceiling stone fireplace adds warmth and character, while the impressive staircase enhances the home's upscale feel. Upstairs includes four additional bedrooms and two bathrooms. Enjoy a beautifully landscaped front and backyard, a wide side yard with extra space and potential, and RV parking with an iron gate. Additional features include a whole house fan, leased solar system, and a quiet low-traffic street close to parks and schools. This home combines space, style, and an excellent locationdon't miss it!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
5/10
Yuba City High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Concrete,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave
  • Laundry features: Gas Dryer Hookup,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,806 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island

Property

Details

  • Parcel number: 055180113000
  • Zoning description: R1
  • Special condition: Offer As Is,Standard

Lot

  • Lot size: 6,969 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$181$2,172
Property Taxes $593$7,116
Electricity $601$7,220
Total$4,206$50,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,205/yr
40% on housing$126,180/yr
45% on housing$112,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 95991$211
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95991$270
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$589,000
2022-03-11Sold$559,000
2022-02-09Pending sale$539,900
2022-02-05Listed for sale$539,900
2022-02-04Pending sale$539,900
2022-02-01Listed for sale$539,900
2022-01-20Pending sale$539,900
2022-01-20Listing removed--
2022-01-16Pending sale$539,900
2022-01-16Listing removed--
2022-01-07Pending sale$539,900
2022-01-07Listing removed--
2022-01-03Pending sale$539,900
2022-01-03Listing removed--
2021-12-27Pending sale$539,900
2021-12-22Listed for sale$539,900
2016-07-27Sold$302,000
2016-06-28Pending sale$295,000
2016-06-27Listed for sale$295,000
2010-01-14Sold$222,000
2009-11-07Price change$215,000
2009-07-24Listed for sale$220,000
2006-08-03Sold$420,000
2005-12-20Sold$382,500

For Sale by Agent

AgentAmy Xu
BrokerageGrand Realty Group

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