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31 S Circle Dr, Santa Cruz, CA, 95060

4beds
3baths
2,380sqft
$2,600,000
$1,092price/sqft
$16,579/moest. monthly cost
$663,160/yrincome needed

About This Home

Perched within the coveted Pasatiempo Golf Course community, 31 South Circle Drive is a rare single-level residence that reflects the timeless appeal of original Wurster architecture. Known for his understated elegance, thoughtful site placement, and seamless connection between indoor and outdoor living, Wursters design influence is felt throughout this 4-bedroom, 3-bath home. Stunning ocean views are enjoyed from the kitchen, great room, living room, and primary bedroom, filling the home with natural light and a serene coastal backdrop. Beautiful updates to the kitchen, sun room and all three bathrooms. The residence embodies the essence of Pasatiempo charm, with classic architectural details, mature landscaping, and an inviting floor plan designed for comfortable everyday living and effortless entertaining. Set in one of Santa Cruzs most iconic neighborhoods, this home offers a rare opportunity to own a true Pasatiempo classic with architectural pedigree, single level ease, and unforgettable ocean views. A home you do not want to miss.

Getting Around

4
WalkingCar-Dependent
32
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Scotts Valley High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 2,380 sqft

Property

Details

  • Parcel number: 06028114000
  • Zoning: R-1-20
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 0.85 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$411$4,932
Property Taxes $2,511$30,132
Electricity $510$6,124
Total$16,579$198,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$568,422/yr
40% on housing$497,370/yr
45% on housing$442,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,092This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$670
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$2,495,000
2026-07-09Listed for sale$2,600,000
2007-04-02Sold$1,450,000

For Sale by Agent

AgentMaureen Kendall
BrokerageDavid Lyng Real Estate

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