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229 Lighthouse Dr, Watsonville, CA, 95076

2beds
2baths
1,044sqft
$649,000
$622price/sqft
$4,515/moest. monthly cost
$180,600/yrincome needed

About This Home

Nestled in the highly desirable Las Brisas community, 229 Lighthouse Drive is a pristine, turnkey end-unit townhouse that perfectly blends comfort with premium positioning. Boasting 2 bedrooms, 2 bathrooms, and 1,044 square feet of bright, beautifully updated space, the home enjoys fantastic natural light and the added privacy of fewer shared walls. Step outside to peaceful views of the community park right across the street, offering a scenic backdrop without any of the yard work. The location is incredibly convenient, with easy access to schools sitting, local shopping and restaurants, and just a quick seven-minute drive to the nearest beach. Complete with exceptionally low HOA fees, this immaculate property delivers an unbeatable combination of convenience, value, and location, making it an absolute must-see.

Getting Around

32
WalkingCar-Dependent
35
TransitSome Transit
63
BikeBikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Refrigerator,Washer/Dryer

Bathroom

  • Features: ShoweroverTub1, StallShower, FullonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 01869228000
  • Zoning: Res
  • Special condition: Standard

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$133$1,596
Property Taxes $703$8,436
Electricity $398$4,786
Total$4,515$54,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,800/yr
40% on housing$135,450/yr
45% on housing$120,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$622This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$492
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$649,000
2026-07-09Listed for sale$665,000
2010-04-06Sold$240,000
2010-03-15Price change$249,900
2010-02-27Listed for sale$245,000
2009-12-22Sold$210,949

For Sale by Agent

AgentJesse Dyer
BrokerageKW Thrive Santa Cruz

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