3936 Pemberly Pines Cir, Saint Cloud, FL, 34769
About This Home
Welcome to 3936 Pemberly Pines, a charming townhome ideally situated in the heart of St. Cloud. The open-concept kitchen creates a light and welcoming feel, flowing effortlessly into the generous living area, perfect for both everyday living and entertaining. This well-designed layout features two bedrooms and two full bathrooms within 1,268 square feet of comfortable living space, offering practicality and low-maintenance living. The home is fully equipped with all appliances, and the washer and dryer are included, New A/C for added convenience. Step outside to your private balcony, an ideal spot to unwind and enjoy the Florida breeze. Residents enjoy access to a community pool, and the HOA provides excellent value with coverage that includes basic cable and internet, lawn service, exterior maintenance, and pest control, making ownership easy and convenient. The location offers close proximity to nearby shopping, medical facilities, dining, and fitness centers. East Lake Toho and St. Cloud’s scenic lakefront are just minutes away, providing beautiful outdoor recreation. With easy access to major roadways and Central Florida attractions, this home offers a wonderful combination of comfort, convenience, and location. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Open Floorplan
- Door features: Sliding Doors
- Flooring: Ceramic Tile,Vinyl
Great Room
- Level: Second
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,541
- Total interior livable area: 1,268 sqft
Kitchen
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 042630073100010990
- Zoning: SR3
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony
Lot
- Lot size: 1,655 sqft
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $243 | $2,916 |
| Electricity | $197 | $2,366 |
| Total | $1,735 | $20,820 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-17 | Listed for sale | $239,000 |
| 2022-03-11 | Sold | $220,000 |
| 2022-02-10 | Pending sale | $220,000 |
| 2022-01-24 | Listed for sale | $220,000 |
| 2020-03-10 | Listing removed | $1,300 |
| 2020-01-28 | Listed for rent | $1,300 |
| 2018-02-24 | Listing removed | $1,250 |
| 2018-02-06 | Listed for rent | $1,250 |
| 2011-04-12 | Sold | $41,000 |
| 2011-03-01 | Listed for sale | $42,500 |
| 2006-06-13 | Sold | $195,600 |
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