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645 Bent Creek Dr, Evans, GA, 30809

5beds
4baths
4,500sqft
$1,095,000
$243price/sqft
$7,283/moest. monthly cost
$291,320/yrincome needed

About This Home

Custom built, one owner home on 3+ acres on Kiokee Creek 5 bedrooms plus large bonus room Gas fireplace in great room Wood burning fireplace on porch 3 car attached garage Watch ducks, geese and deer from the back porch. Lots of privacy, but still close to town

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
Parkway Elementary SchoolGrades PK-51.8 mi
8/10
Greenbrier Middle SchoolGrades 6-83.5 mi
10/10
Greenbrier High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 059111

Features

  • Exterior features: Brick
  • On waterfront: Yes

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$491$5,892
Property Taxes $819$9,828
Electricity $437$5,246
Total$7,283$87,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,702/yr
40% on housing$218,490/yr
45% on housing$194,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 30809$164
Columbia County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30809$164
Columbia County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$1,099,000
2026-03-25Listed for sale$1,200,000
2025-06-03Listing removed--
2025-04-24Listed for sale$1,350,000
2020-06-29Listing removed$675,000
2020-06-27Listed for sale$675,000
2018-08-20Listing removed$667,000
2018-08-17Listed for sale$667,000
2012-12-11Listing removed$699,900
2012-06-09Listed for sale$699,900
2012-04-09Listing removed$699,900
2011-09-14Listed for sale$699,900

For Sale by Owner

AgentProperty Owner

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