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10522 Patoka Rd, Indianapolis, IN, 46239

4beds
3baths
3,124sqft
$349,900
$112price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

Seller is offering a $5,000 closing cost incentive for all buyers. Welcome home to this beautifully maintained 4-bedroom, 2.5-bath residence offering over 2,400 square feet of living space in a desirable Indianapolis community. Built in 2004, this two-story home features a functional floor plan designed for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, a G-shaped layout, and a convenient peninsula that provides additional workspace and seating. The spacious primary suite includes a double vanity, while three additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Recent updates include a roof approximately 6 years old, HVAC system approximately 6-7 years old, and a water heater approximately 1 year old, providing added value and peace of mind. The unfinished basement offers excellent storage and future expansion potential and includes a rough-in for a full bathroom, creating an opportunity to add additional finished living space and value. Additional features include a dedicated laundry room and attached garage. Step outside to enjoy the custom outdoor fireplace, creating the perfect setting for relaxing evenings and entertaining guests. Residents can also enjoy neighborhood amenities including a community pool, playground, basketball courts, walking trails, and expansive green space throughout the community. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers an excellent opportunity to enjoy all that Indianapolis has to offer. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

--
7/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Attic Access,Breakfast Bar,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Outside,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,124
  • Total interior livable area: 3,124 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Master Bedroom

  • Level: Upper
  • Area: 289
  • Dimensions: 17x17

Property

Details

  • Parcel number: 490933107057000300
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Lighting

Lot

  • Lot size: 9,583 sqft
  • Features: Sidewalks,Suburb,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$192$2,304
Property Taxes $261$3,132
Electricity $286$3,436
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 46239$139
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46239$132
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$325,000
2026-08-08Price change$337,900
2026-07-06Price change$349,900
2026-06-19Price change$369,900
2026-06-11Listed for sale$389,900
2020-07-09Sold$255,000
2020-05-20Pending sale$255,000
2020-05-14Listed for sale$255,000
2017-04-18Sold$160,110
2017-02-06Pending sale$164,000
2017-01-24Listed for sale$164,000
2015-11-02Sold$196,473

For Sale by Agent

AgentSean Daniels
BrokerageDaniels Real Estate

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