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407 Overlook Way, Cohutta, GA, 30710

5beds
5baths
5,150sqft
$575,000
$112price/sqft
$3,958/moest. monthly cost
$158,320/yrincome needed

About This Home

Run. Do not walk. This is an Incredible opportunity! Assume a 2.875 VA loan! This is an great opportunity to save hundreds of thousands in interest over the life of the loan! You do not even have to be a veteran to assume this loan! 5 Bedroom, 4.5 bath with primary bedroom on main and a full finished basement! Beautiful, private 1.12 acre lot perfect for you and your family. There are so many upgrades in this house. Large rooms, high ceilings, beautiful finishes, quartz counters, whirlpool tub, his/her closets and so much more! 3 generous sized bedroom upstairs with 2 full bath upstairs. Basement has media room, workout room, bedroom, full bath and so much more! This home is amazing, and with a 2.875% loan that can be assumed, it is an incredible value. Call today to set up your showing. At this price, it will not last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+

Features

  • Master On Main Level,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 1,550
  • Finished area above ground: 3,600
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Heat Pump,Zoned

Interior Area

  • Total structure area: 5,150
  • Total interior livable area: 5,150 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Country Kitchen,Pantry

Property

Details

  • Parcel number: 1120707048

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Patio
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.12 Acres
  • Features: Private

Parking

  • Total spaces: 6
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$245$2,940
Property Taxes $306$3,672
Electricity $500$6,004
Total$3,958$47,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,702/yr
40% on housing$118,740/yr
45% on housing$105,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 30710$136
Whitfield County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 30710$190
Whitfield County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$575,000
2026-07-01Listing removed$575,000
2026-05-07Price change$575,000
2026-04-14Listed for sale$590,000
2025-03-01Listing removed$599,900
2024-11-01Listed for sale$599,900
2024-10-16Listing removed$599,900
2024-10-12Price change$599,900
2024-09-02Listed for sale$600,000
2021-12-07Sold$430,000
2021-10-29Pending sale$450,000
2021-10-19Price change$450,000
2021-09-14Listed for sale$459,900
2021-05-15Listing removed--
2021-05-08Listed for sale$425,000
2021-05-06Pending sale$425,000
2021-04-21Listed for sale$425,000
2021-03-01Listing removed--
2019-12-29Listing removed$2,500
2019-12-17Listed for rent$2,500
2019-05-31Sold$335,000
2019-05-18Listed for sale$349,900
2019-05-18Pending sale$349,900
2019-04-08Listing removed$349,900
2019-04-01Listed for sale$349,900
2013-06-28Sold$270,000

For Sale by Agent

AgentKevin Hosner
BrokerageChapman Hall Realtors

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