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652 Overture Way, Roscoe, IL, 61073

4beds
3baths
2,472sqft
$329,900
$133price/sqft
$2,659/moest. monthly cost
$106,360/yrincome needed

About This Home

PRICE REDUCED $20,000! Nicely maintained 4 BR, 3 bath two story offering over 2400 SF of finished space, quality 2x6 construction, and ideally located in well-established Roscoe subdivision in the coveted Hononegah School District. Welcoming foyer opens to formal living room and formal dining room, perfect for everyday living and entertaining. Spacious eat-in kitchen features abundant cabinetry, granite countertops, stainless steel appliances (all appls stay), separate dining area with sliding door to backyard, and adjacent family room with cozy fireplace. Convenient 1st floor laundry (washer & dryer included) and additional half bath complete the main level. Upstairs boasts spacious master bedroom suite featuring private, dual vanity full bath and walk-in closet. 3 additional generously sized bedrooms, full bath, and centrally located sitting area/workspace round out the upper level. Main floor has ceramic tile and newer luxury vinyl plank flooring, upstairs is carpeted. "Ready to finish" lower level provides excellent potential for additional living space. Nicely landscaped lot features newly stained deck overlooking spacious backyard. Oversized 3 car garage offers ample room for vehicles, storage, hobbies. Additional updates: roof 2022, washer/dryer 2022, water filtration/dishwasher 2021, water heater 2023. A home warranty is included for added peace of mind. This one owner home combines space, quality, and ideal location, close to shopping, schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Hononegah High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 168

Bedroom4

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154

Family Room

  • Level: Main
  • Area: 221

Features

  • Granite Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas,Fire-Pit/Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,472

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,472 sqft

Kitchen

  • Level: Main
  • Area: 234

Living Room

  • Level: Main
  • Area: 238

Master Bedroom

  • Level: Upper
  • Area: 234

Property

Details

  • Parcel number: 0806257008

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.36 Acres
  • Features: Covenants,Restrictions,Subdivided,Rural

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$175$2,100
Property Taxes $626$7,512
Electricity $190$2,281
Total$2,659$31,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,165/yr
40% on housing$79,770/yr
45% on housing$70,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 61073$138
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61073$151
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$329,900
2026-08-03Price change$329,900
2026-07-20Price change$339,900
2026-07-07Listed for sale$349,900
2009-10-09Sold$188,000

For Sale by Agent

AgentJulie Wilson
BrokerageDickerson & Nieman

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