126 N Monroe St, Rockford, MI, 49341
About This Home
This incredible property downtown Rockford is on the market for the first time in 40 years. Sitting on one of the largest lots, mere steps from all that downtown Rockford has to offer, this unique opportunity combines country living with downtown convenience. This charming turn of the century home has beautiful original woodwork and high ceilings, accented with stained glass windows and solid oak pocket doors, along with a walk-up attic. 4 BRs and a full bath on 2nd floor. Big ticket items recently updated: new roof, vinyl siding, windows, and whole house boiler. Enjoy 3 outbuildings: a 30'x 60' pole barn; a 40'x20' workshop currently set up for woodworking; and a garage/carriage house with a 2nd floor apartment that is currently rented out, but could be used for multi-generational living. You'll love the short distance to downtown for dinner, ice cream, the farmer's market, entertainment and local festivals, and access to the White Pine Trail. It's a must see!
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: In Basement
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Hot Water,Radiant
Interior Area
- Total structure area: 2,164
- Total interior livable area: 2,164 sqft
Property
Details
- Parcel number: 410636403012
- Zoning description: Res Imp
Features
- Stories: 2
Lot
- Lot size: 1.45 Acres
- Lot size dimensions: Irreg
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Kent County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $1,322 | $15,864 |
| Electricity | $236 | $2,832 |
| Total | $5,277 | $63,324 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $749,900 |
| 2025-09-26 | Listed for sale | $799,000 |
View on Zillow