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4476 Noyac Rd, Sag Harbor, NY, 11963

4beds
3baths
2,950sqft
$2,799,000
$949price/sqft
$16,005/moest. monthly cost
$640,200/yrincome needed

About This Home

Set on 1.75 acres, this expansive four-bedroom residence offers privacy, generous interiors, and effortless Hamptons living just moments from Sag Harbor Village. Sun-filled open spaces and refined proportions create a home designed for both comfort and entertaining, while the backyard retreat with pool invites relaxed summer living. A dramatic double-height entry introduces the home and opens to a gracious living room that flows seamlessly into the great room with fireplace and a spacious eat-in kitchen. The formal dining room accommodates large gatherings with ease, ideal for memorable dinners with family and friends. The first floor includes a dedicated laundry room, and direct access to the attached two-car garage. Upstairs, the primary suite offers impressive scale and a substantial walk-in closet. Three additional guest bedrooms provide comfortable accommodations for visitors. The full basement adds nearly 1,500 square feet of additional space, ready to transform into a media room, fitness studio, or custom retreat tailored to your needs. Outdoors, a patio designed for al fresco dining overlooks the pool and gorgeous lush landscaping, complemented by an outdoor shower. The private flag lot allows room for a substantial accessory structure, presenting an exceptional opportunity for expansion or future development. Just half a mile to Sag Harbor Village, this property places restaurants, boutiques, theater and marinas in easy reach, plus you'll be in close proximity to Long Beach with it's unrivaled sunsets, this elegant property places you at the center of great Hamptons living.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 0900024000300064004

Features

  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$1,227$14,724
Property Taxes $138$1,656
Electricity $487$5,850
Total$16,005$192,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$548,742/yr
40% on housing$480,150/yr
45% on housing$426,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$949This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,690
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$2,950,000
2026-03-05Listed for sale$3,250,000
1997-09-16Sold$79,000

For Sale by Agent

AgentChris Tice - Associate Real Estate Broker
BrokerageCorcoran Group

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