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32 Atlantic Ave, Hampton Bays, NY, 11946

4beds
2baths
2,008sqft
$899,000
$448price/sqft
$5,503/moest. monthly cost
$220,120/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bathroom traditional home. Perfectly located south of the highway in Hampton Bays, this property offers both comfort and convenience with timeless charm.This home is a rare find as it has a full unfinished basement with 2-egress windows and a walk-out entrance. The first level features an open kitchen and living room with soaring ceilings, a wood burning fireplace, and an abundance of large windows that give the interior gorgeous natural light. On the same level, there are two large bedrooms and 1 full bath. On the second level, you will find one oversized bedroom with unique front and back windows creating a large versatile space, as well as a full bath and an additional bedroom and walk in linen closet. The outside offers 2 private side yards complete with kitchen access, a tranquil patio space and an outdoor shower. This home is truly turnkey with the opportunity to customize and make it your own!This listing may include images that have been digitally altered or virtually staged. Original, unedited images are available upon request.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
Hampton Bays Secondary SchoolGrades PK,9-121.4 mi
4/10

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Property

Details

  • Parcel number: 0900258000300021000

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$421$5,052
Property Taxes $206$2,472
Electricity $331$3,982
Total$5,503$66,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,674/yr
40% on housing$165,090/yr
45% on housing$146,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 11946$647
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11946$596
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$960,000
2025-10-21Price change$985,000
2025-09-26Listed for sale$999,000
2018-10-26Listing removed$535,000
2018-06-30Listed for sale$535,000
2010-08-11Sold$420,000
2003-10-09Sold$127,000
2003-05-19Sold$98,000

For Sale by Agent

AgentKimberly Monsour - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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