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3 Vincent Lane, Armonk, NY, 10504

4beds
8baths
9,000sqft
$4,300,000
$478price/sqft
$31,255/moest. monthly cost
$1,250,200/yrincome needed

About This Home

Set within one of Armonk’s most sought-after locations, this exceptional custom-built stone Colonial offers a rare combination of privacy, scale, and refined craftsmanship. Privately positioned behind a gated entrance on nearly five level acres, the property showcases sweeping lawns, newly designed landscaping, and breathtaking open vistas—creating an ideal setting for both everyday living and grand entertaining. A dramatic entry introduces the home’s impressive interior, highlighted by a striking double floating staircase and a sun-filled, two-story living room with radiant heated floors. The thoughtfully designed open layout seamlessly connects formal and informal spaces, offering both elegance and comfort. At the heart of the home, the chef’s kitchen flows effortlessly into inviting gathering areas centered around a timeless stone fireplace, with French doors leading out to an expansive stone patio complete with its own outdoor fireplace. The grounds are equally impressive, featuring a wide, usable backyard perfect for recreation or future enhancements, including an ideal pool site. Whether hosting large gatherings or enjoying a quiet afternoon, the outdoor spaces offer endless possibilities. Inside, the home features two luxurious primary suites—one on the main level and one upstairs—along with two additional bedrooms. Six full bathrooms and two powder rooms are beautifully appointed with high-end finishes, including marble baths, soaking tubs, and steam showers. The walk-out lower level is designed for both work and leisure, offering a spacious office, fireplace, home theater, and an elegant wine cellar. Additional highlights include radiant heated floors in select areas, abundant storage, and a heated three-car attached garage. Located just minutes from the heart of Armonk, with easy access to major roadways, Westchester Airport, and the North White Plains train station, this home combines serene estate living with everyday convenience. All within the award-winning Byram Hills School District.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Coman Hill SchoolGrades K-21.4 mi
8/10
9/10
Byram Hills High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater,Wine Refrigerator
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Bidet,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Central Vacuum,Chandelier,Chefs Kitchen,Crown Molding,Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Speed Internet,His and Hers Closets,Kitchen Island,Marble Counters,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Pantry,Primary Bathroom,Soaking Tub,Storage
  • Flooring: Carpet,Ceramic Tile,Combination,Concrete,Hardwood,Tile,Wood
  • Number of fireplaces: 7
  • Fireplace features: Basement,Bedroom,Family Room,Gas,Living Room,Masonry
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Hydro Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 9,638
  • Total interior livable area: 9,000 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Lower

Property

Details

  • Parcel number: 38001010000000100000010060000
  • Special condition: None
  • Other equipment: Fuel Tank(s),Generator,Irrigation Equipment

Features

  • Patio & porch: Patio
  • Exterior features: Fire Pit,Garden,Lighting,Mailbox
  • Fencing: Back Yard,Partial
  • Waterfront features: Stream

Lot

  • Lot size: 4.73 Acres
  • Features: Back Yard,Front Yard,Landscaped,Level,Paved,Private,Sprinklers In Front,Sprinklers In Rear,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Landslide
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,743$260,916
Home Insurance *$1,432$17,184
Property Taxes $6,593$79,116
Electricity $1,487$17,848
Total$31,255$375,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,071,600/yr
40% on housing$937,650/yr
45% on housing$833,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 10504$522
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10504$524
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$4,995,000
2024-10-03Price change$4,400,000
2024-04-17Listed for sale$4,900,000
2022-11-05Listing removed--
2022-05-20Price change$4,900,000
2022-01-03Listed for sale$5,600,000
2018-07-09Sold$3,300,000
2017-04-13Listing removed$3,995,000
2016-04-12Listed for sale$3,995,000
2015-12-31Listing removed$4,490,000
2014-07-08Listed for sale$4,490,000

For Sale by Agent

AgentElizabeth Hargraves
BrokerageJulia B Fee Sothebys Int. Rlty

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