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95 Homestead Pl, New Rochelle, NY, 10801

3beds
3baths
1,673sqft
$799,000
$478price/sqft
$5,823/moest. monthly cost
$232,920/yrincome needed

About This Home

Welcome home to this charming and well-maintained home on a quiet dead-end street. The home has been in the same family for over 48 years. The first floor features an eat-in kitchen, a formal dining room, a living room, a bonus room, and a full bath. The second floor has 3 bedrooms, a full bath, and an attic for plenty of storage. Full walk-out semi-finished basement. Plenty of outdoor space for entertaining. An additional lot is being sold with the home. Garage, long driveway & fenced yard. Conveniently located, close to shops, parks, beaches, restaurants, and Metro North.

Getting Around

80
WalkingVery Walkable
53
TransitGood Transit
59
BikeBikeable

Schools

6/10
7/10
4/10
New Rochelle High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,673
  • Total interior livable area: 1,673 sqft

Property

Details

  • Parcel number: 55100012560166

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$282$3,384
Property Taxes $1,225$14,700
Electricity $276$3,317
Total$5,823$69,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,645/yr
40% on housing$174,690/yr
45% on housing$155,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$353
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$729,000
2026-08-10Price change$779,000
2026-07-27Listed for sale$799,000
2023-05-27Listing removed--
2023-03-14Pending sale$610,000
2023-03-14Listing removed--
2023-03-13Pending sale$610,000
2022-10-05Contingent$610,000
2022-10-05Pending sale$610,000
2022-09-27Listing removed--
2022-08-31Price change$610,000
2022-08-22Listed for sale$640,000
2021-09-27Listing removed--
2021-08-16Listed for sale$579,000

For Sale by Agent

AgentJulia Mazza
BrokerageNew York Properties

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