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294 Lincoln Avenue, New Rochelle, NY, 10801

5beds
5baths
4,248sqft
$1,499,000
$353price/sqft
$11,108/moest. monthly cost
$444,320/yrincome needed

About This Home

Welcome to 294 Lincoln, where you can live your life to the absolute fullest! Featuring 5 spacious bedrooms, massive living/dining/kitchen, and full library/office. Love extra space? A large finished attic can easily become 1–2 additional bedrooms. Enjoy your own personal spa with a fully equipped gym with 8’ windows and a stunning 15ft ceiling, plus an indoor sauna, and a hot tub outside. A massive basement rec room, a 2-car attached garage with a legit woodshop or flexible hobby space. All this on a flat, 100% HUGE usable lot, fully fenced, motorized gate, and 100+ privacy evergreens all around - plus fruit trees, garden beds, 3 storage/firewood sheds. Upgraded with dual heating (baseboards + 8 zones of high-efficiency heat pumps, smart locks and camera doorbells on every door, floodlights and Nest security cameras, new (3yo) designer roof and a recently repaved driveway. Minutes from the Pelham Metro North, 8 minute drive to Costco/Home Depot, and 5 minutes to I-95 or the Hutch!

Getting Around

76
WalkingVery Walkable
49
TransitSome Transit
52
BikeBikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Block,Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Indirect Water Heater
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,In Basement,Inside

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Bidet,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Formal Dining,High Ceilings,High Speed Internet,His and Hers Closets,Natural Woodwork,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Walk Through Kitchen,Walk-In Closet(s)
  • Window features: Double Pane Windows,New Windows,Storm Window(s)
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Finished,Full,Walkup

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,248
  • Total interior livable area: 4,248 sqft

Property

Details

  • Parcel number: 1000000004013160000057
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Garden,Rain Gutters
  • Has spa: Yes
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.57 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Garden,Near Public Transit,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$529$6,348
Property Taxes $2,298$27,576
Electricity $702$8,424
Total$11,108$133,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,845/yr
40% on housing$333,240/yr
45% on housing$296,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$356
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$1,499,000
2026-07-22Price change$1,499,000
2026-06-24Listed for sale$1,600,000
2020-06-09Sold$720,000
2020-01-03Price change$749,000
2019-10-19Price change$779,000
2019-09-16Listed for sale$795,000
2019-07-29Listing removed$795,000
2019-05-19Price change$795,000
2019-03-28Listed for sale$819,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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