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1146 North Avenue, New Rochelle, NY, 10804

6beds
5baths
5,130sqft
$1,900,000
$370price/sqft
$14,049/moest. monthly cost
$561,960/yrincome needed

About This Home

Step into history at 1146 North Avenue a beautiful 6-bedroom, 5-bath Colonial built in 1880, full of old-world charm and character you just can’t recreate. Set on over half an acre, this home makes a statement with its circular driveway, wide front porch, and big front and back yards that give it a peaceful, private feel. Inside, you’ll find original details that have been lovingly preserved. As you walk in to the grand foyer think tall 9-foot ceilings, detailed wood trim, and big French doors that open to the porch. The living and dining rooms are full of light and perfect for both quiet nights and family gatherings. There are two real wood-burning fireplaces one in the living room, and another in the cozy, finished basement. The kitchen has been updated enough to feel fresh but still fits the home’s classic style, with plenty of room to cook and hang out. Upstairs, the primary bedroom feels like a retreat, with its own full bath and a separate dressing room. The other bedrooms are spacious and flexible perfect for guests, work-from-home setups, or extra hobbies. Including a separate maid’s quarters that could be perfect for guests or live-in help. Storage is easy with large walk-in closets throughout. This home is close to everything Wykagyl Country Club, places of worship, local schools, shopping, restaurants, and more but it feels like a peaceful escape. This isn’t just a home its a piece of New Rochelle history.

Getting Around

62
WalkingSomewhat Walkable
27
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1880

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Entrance Foyer,Granite Counters,His and Hers Closets,Pantry,Soaking Tub
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Oil,Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 5,130
  • Total interior livable area: 5,130 sqft

Property

Details

  • Parcel number: 1000000005017400000026
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Patio,Porch,Terrace

Lot

  • Lot size: 0.54 Acres
  • Features: Back Yard,Corner Lot,Near Golf Course,Near Public Transit,Near School,Near Shops
  • Lot size dimensions: 210 x 110

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$682$8,184
Property Taxes $2,913$34,956
Electricity $847$10,173
Total$14,049$168,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$481,680/yr
40% on housing$421,470/yr
45% on housing$374,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 10804$428
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10804$476
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$1,699,999
2026-03-14Price change$10,500
2026-02-17Listing removed$1,699,999
2026-02-05Listed for rent$11,500
2026-02-03Listed for sale$1,699,999
2025-12-21Listing removed$10,500
2025-12-20Listing removed$1,650,000
2025-12-08Listed for sale$1,650,000
2025-11-11Price change$10,500
2025-09-10Listing removed$1,650,000
2025-06-24Listed for rent$11,000
2005-03-24Sold$925,000

For Sale by Agent

AgentAnna Traina
BrokerageBERKSHIRE HATHAWAY

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