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56 1st Street #L4, Pelham, NY, 10803

3beds
3baths
2,176sqft
$1,548,000
$711price/sqft
$10,966/moest. monthly cost
$438,640/yrincome needed

About This Home

1st things 1st! It begins with style, convenience and beauty. This 3 bedroom home (which can live like more!) has been completely reimagined, creatively curated and deliciously designed and defines ease of living and the most convenient lifestyle...full stop! Outstandingly open flow, bespoke craftsmanship and top of the line materials combine to create a template that would be perfectly comfortable on the pages of any style magazine. Sited in the very heart of of town and just steps from all things Pelham, you may even choose a car-free lifestyle (but still own two indoor garage spaces) and you can grocery shop, dine out, grab a slice, catch a movie and wait for it…make your train in 2 New York minutes from your front door! NYC living for a fraction of the cost (and no NYC income tax.... read that again..NO NYC INCOME TAX!). Where else can you enjoy a walk score of 11 on a scale of 1 to 10? Where else can you experience an astounding abundance of natural light through enormous widows? Soaring (20’) ceilings, hardwood floors and built-in wall cases lend an art gallery vibe to the space. The chef level kitchen allows your inner (Julia) Child to whisk, stir, chop, dice & slice whatever and wherever your culinary travels take you! A Calacatta marble island centers the kitchen and is large enough to hold your guests and as many pots, pans, appliances and all things kitchen cleverly tucked away in a thoughtfully designed under-counter array that feels sleek and clean. An induction cooktop will have you boiling a pasta pot faster than you can say YES CHEF! The coffee and beverage bar features a wine frig and sits just off of your sipping, grilling, or snoozing private patio for Al Fresco Fun! Remote controlled window blinds (throughout the home), closets galore plus an entertaining level powder room makes life easy. A lower level entry foyer with TWO large closets and access to the indoor garage (and storage space) makes life convenient. But wait…of course there's more! Head up to the second level where a very sweet en-suite primary is sure to delight! Walk-in closet? Yes! Soaking tub, dual sinks and a glass stall shower? Yes! Radiant heat? Yes! Light & bright space with room to spare? Yes! Laundry where you want it? Yes! The next level is NEXT LEVEL! A huge open loft holds a bedroom and extra space that can be used as you wish! Office? Guest room? Art Atelier? Barre Studio? A flexible combination of your choosing? The loft level has its own full bathroom which makes that space easy to live any way you want and deserve. Enjoy use of Marbury Corner's concierge services, health club, and tap room. AAA location and AAA perfection is a rare combination indeed! Today is the 1st day of the rest of your life(style!).

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Hutchinson SchoolGrades K-50.4 mi
8/10
Pelham Middle SchoolGrades 6-80.5 mi
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Construction materials: Advanced Framing Technique

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Cooktop,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Chefs Kitchen,Crown Molding,Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Kitchen Island,Marble Counters,Natural Woodwork,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting
  • Window features: Double Pane Windows,Oversized Windows,Wall of Windows
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 44031630430000100000060
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Patio
  • Exterior features: Other,Private Entrance

Lot

  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached,Covered,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,827$93,924
Home Insurance *$407$4,884
Property Taxes $2,373$28,476
Electricity $359$4,315
Total$10,966$131,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,977/yr
40% on housing$328,980/yr
45% on housing$292,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$711This listing

vs Other Active Listings

Avg $/sqft

ZIP 10803$529
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10803$557
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$1,548,000
2026-02-01Listing removed$9,800
2025-12-07Listed for rent$9,800
2025-10-31Listed for sale$1,549,000
2025-10-01Listing removed$1,549,900
2025-06-12Price change$1,549,900
2025-02-07Listed for sale$1,690,000
2024-11-16Listing removed$1,795,000
2024-09-10Price change$1,795,000
2024-06-05Listed for sale$1,865,000
2023-10-06Sold$855,000
2023-08-24Pending sale$899,000
2023-06-28Price change$899,000
2023-06-03Listed for sale$938,000
2023-05-26Listing removed--
2023-05-12Listed for sale$938,000
2020-08-03Sold$725,000
2020-05-25Listed for sale$699,000
2018-06-04Sold$679,000
2018-04-18Listed for sale$679,000
2017-07-22Listing removed$695,000
2017-05-30Price change$695,000
2017-03-22Listed for sale$725,000
2007-08-24Sold$767,442

For Sale by Agent

AgentOwen R. Berkowitz
BrokerageChristie's Int. Real Estate

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