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10139 Alvarado Way, Charlotte, NC, 28277

5beds
3baths
3,345sqft
$839,900
$251price/sqft
$5,329/moest. monthly cost
$213,160/yrincome needed

About This Home

Stone Creek Ranch Beauty! Tasteful upgrades throughout this home that you must see to appreciate - beautiful laminate wood flooring throughout main level, stylish gray updated kitchen cabinets, barn door to the laundry room, shiplap accent walls in two secondary bedrooms, large walk-in tile shower in the primary bathroom! The fenced backyard is a peaceful retreat with double pergolas providing shade over a gorgeous granite patio with a hot tub and cozy seating area! Pathway from the patio leads to a firepit and grilling area! One year home warranty included! Showings to start August 15th! Don't miss the opportunity to call this one home!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
Polo Ridge ElementaryGrades PK-50.7 mi
10/10
Jay M Robinson MiddleGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake,Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Hot Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,345

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,345
  • Total interior livable area: 3,345 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22915819
  • Zoning: MX1INNOV
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated,Interior Hot Tub
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.29 Acres
  • Features: Level
  • Lot size dimensions: 54 x 196 x 74 x 202

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,246$50,952
Home Insurance *$241$2,892
Property Taxes $531$6,372
Electricity $311$3,738
Total$5,329$63,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,708/yr
40% on housing$159,870/yr
45% on housing$142,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$839,900
2006-06-14Sold$326,500

For Sale by Agent

AgentKatie Kane
BrokerageBloom Real Estate Group

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