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10523 Trolley Run Dr, Cornelius, NC, 28031

2beds
3baths
1,306sqft
$290,000
$222price/sqft
$1,941/moest. monthly cost
$77,640/yrincome needed

About This Home

Beautifully maintained 2-bedroom, 2.5-bath townhouse conveniently located near shopping, dining, and Highway 77. This move-in-ready home features a new HVAC system and luxury vinyl plank flooring throughout. The main level offers an open floor plan with a spacious living room, breakfast area, breakfast bar, and a kitchen with newly painted cabinets, creating a bright and inviting space for everyday living and entertaining. Luxury vinyl flooring was installed in 2024 throughout the home. Upstairs, you'll find a conveniently located laundry area, along with two generously sized bedrooms, each with access to its own full bathroom for added comfort and privacy. This well-kept townhouse combines modern updates, functional living spaces, and an excellent location close to everyday conveniences and major commuter routes. A new HVAC system was installed in the fall of 2025.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
J.V. Washam ElementaryGrades K-51.4 mi
10/10
Bailey Middle SchoolGrades 6-81.2 mi
7/10
William Amos Hough HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Shingle/Shake,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Features: Garden Tub
  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic Other,Breakfast Bar,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,306

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,306
  • Total interior livable area: 1,306 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 00535526
  • Zoning: NR(TND-O)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Lawn Maintenance,Storage
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.04 Acres
  • Features: Level

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$89$1,068
Property Taxes $186$2,232
Electricity $200$2,405
Total$1,941$23,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,548/yr
40% on housing$58,230/yr
45% on housing$51,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$379
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$290,000
2026-06-18Price change$299,000
2026-06-12Listed for sale$307,000
2019-07-01Sold$176,000
2019-05-01Pending sale$179,900
2019-04-18Price change$179,900
2019-04-07Listed for sale$179,000
2014-04-21Sold$120,000
2014-03-08Listed for sale$119,900
2009-10-10Listing removed$100,000
2009-07-17Listed for sale$100,000
2009-04-16Sold$127,356
2008-04-01Sold$3,710
2005-10-03Sold$120,500

For Sale by Agent

AgentKrysti Hawkins-Lowry
BrokerageWilson Realty

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