409 Northcliffe Dr, Belton, TX, 76513
About This Home
Here's a unique gem located in Belton ISD! This home features a completely finished out mother-in-law suite connected to the main residence separated by the garage. Proximity to I 35 and HWY 317 provide convenient access North to Waco or South to Austin convenient for remote work or day trip fun. The main residence boasts a 4 bedroom 2.5 bath layout with laminate and tile flooring throughout. Enter the home and move directly into your main living area open to your dining and kitchen space. Enjoy your floor to ceiling stone fireplace or gather around your bar top space with family and friends. The kitchen is equipped with updated appliances and granite countertops. The ample cabinetry and pantry space offer ample storage to help keep a tidy and presentable space with low effort. Your master suite is separated from your secondary bedrooms providing a nice private environment in the home. Dual vanity areas in the master bath give designated areas for morning and night routines. Laundry room in master closet and additional washeer/dryer connection in the garage. Out back you'll enjoy the covered patio with mounted fans for additional breeze on hot Texas days. On the right side of your garage is a connected fully functional mother-in-law suite. It offers privacy to its occupants while allowing them all the amenities needed for day to day living. This includes your master suite, master bath, and kitchen areas. You also have a connected covered patio to the side allowing you additional privacy as you enjoy the peace and quiet of the outdoors. Call for more information and to schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Masonry,Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Disposal,Some Electric Appliances,Microwave,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,In Garage,Laundry Room,Other,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Coffered Ceiling(s),Double Vanity,Garden Tub/Roman Tub,High Ceilings,In-Law Floorplan,Open Floorplan,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Walk-In Closet(s),Granite Counters,Kitchen Island,Kitchen/Dining Combo,Pantry,Solid Surface Counters
- Flooring: Ceramic Tile,Vinyl
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: Pull Down Stairs
Game Room
- Level: Main
Heating & Cooling
- Heating features: Central,Multiple Heating Units
- Cooling features: Central Air,Electric,2 Units
Interior Area
- Total interior livable area: 3,692 sqft
Kitchen
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 14035
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch
- Fencing: Back Yard,Chain Link,Partial
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 1.34 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,246 | $50,952 |
| Home Insurance * | $563 | $6,756 |
| Property Taxes | $848 | $10,176 |
| Electricity | $405 | $4,864 |
| Total | $6,062 | $72,744 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $829,900 |
| 2026-07-04 | Price change | $839,900 |
| 2026-06-23 | Listed for sale | $849,900 |
| 2024-05-17 | Sold | -- |
| 2024-04-17 | Pending sale | $725,000 |
| 2024-04-09 | Listed for sale | $725,000 |
For Sale by Agent
View on Zillow